With the rapid development of China's social economy, the social security system is also constantly improving. As an important social security system, social security pension is related to the vital interests of the broad masses of the people. In 2024, China will gradually promote the reform of social security and pensions, aiming to achieve the goal of common prosperity.
1. Background of reform.
At present, there are certain deficiencies in China's social security pension system, which are mainly manifested in the following aspects:
1.The pension replacement rate is low. With the intensification of the aging trend of China's population, the pressure of pension payment is increasing, while the pension replacement rate is declining year by year. This has undoubtedly increased the pressure on retirees' lives and affected social stability.
2.Social security** single investment channel. At present, China's social security investment mainly relies on fixed income products such as treasury bonds and corporate bonds, and the yield is low. In the context of inflation, the real purchasing power of social security** is declining, and it is difficult to meet the pension needs of retirees.
3.The social security system is not perfect. There are differences in China's social security system in terms of coverage, payment ratio, treatment calculation and distribution, etc., resulting in unfair pension treatment in different regions and different groups.
2. Reform measures.
In order to solve the above problems, China will take the following measures to promote the reform of social security and pension in 2024:
1.Increase the pension replacement rate. By adjusting the proportion of social security contributions and increasing the basic pension calculation and payment base, the pension replacement rate will be gradually increased to ensure the living standards of retirees.
2.Broaden the channels for social security investment. Promote the diversification of social security investment, appropriately increase the allocation of assets, such as bonds, and social security, increase the rate of return of social security, and resist inflation risks.
3.Improve the social security system. Unify the social security system, eliminate the difference in treatment between regions and groups, and realize the fair and sustainable development of the pension insurance system.
4.Establish a multi-level pension insurance system. Encourage the development of enterprise annuity, occupational pension and other supplementary pension insurance, improve the level of old-age security of the people.
Third, the realization of the goal of common prosperity.
Through the above reform measures, China's social security pension system will be more fair and sustainable, and provide better old-age security for the masses. This will help to achieve the goal of common prosperity, which is manifested in the following aspects:
1.Reduce the gap between rich and poor. Measures such as increasing the pension replacement rate and broadening investment channels will help improve the pension treatment of low-income groups and narrow the gap between the rich and the poor.
2.Promote consumption upgrading. Improving the social security system and improving the level of old-age security will help enhance the people's consumer confidence and promote consumption upgrading.
3.Stabilize social expectations. Realizing the fair and sustainable development of the pension insurance system is conducive to stabilizing social expectations and promoting social harmony.
Conclusion: The social security and pension reform in 2024 will lay a solid foundation for China to achieve the goal of common prosperity. In the process of reform, it is necessary to give full consideration to the interests of the broad masses of the people to ensure that the reform measures take root and bring tangible benefits to all the people.