China Post is a directly subordinate unit, not a state-owned enterprise, a central enterprise, and the Postal Savings Bank of China is a wholly-owned subsidiary of China Post, and the Postal Savings Bank of China is a wholly-owned subsidiary of China Post. There are differences between China Post and Postal Savings Bank of China in the following aspects:
1. Nature and scope of business.
China Post is an important national public service organization, responsible for the delivery of letters, parcels, newspapers and other types of mail, as well as providing postal savings, postal exchange, postal courier and other diversified services. The Postal Savings Bank of China is a financial institution under the China Post Group, mainly providing deposits, loans, wealth management, credit cards and other banking services.
Second, the service object.
China Post's services include individuals, enterprises and social organizations, while the Postal Savings Bank of China mainly serves individual and corporate customers.
3. Service methods and channels.
China Post provides services through post offices, newsagents, agencies, etc., while Postal Savings Bank of China provides services through bank branches, ATMs, online banking, etc.
Fourth, the scope of business.
The business scope of China Post includes philatelic sales, postal savings, postal exchange, postal courier, etc., while the business scope of Postal Savings Bank of China is mainly focused on banking business.
To sum up, there are differences between China Post and Postal Savings Bank of China in terms of nature, business scope, service targets, service methods and channels, and business scope.
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