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The pension was issued, and after 31 years of service, he only received 1,930 yuan, why is it so little?Can it still be recalculated?
When the insured person goes through the retirement procedures, if the working experience is 31 years, the pension in most areas is relatively high, but if the average contribution index of the insured person is relatively low, and the local pension calculation base is also relatively low, the pension treatment after retirement is relatively low.
For example, this retiree with 31 years of service, whose retirement place is Heilongjiang, will retire in 2023, but his monthly pension is only 1,930 yuan, how can it be so little?
According to her situation, first of all, Heilongjiang's pension base is relatively low, as of 2023, the pension base of local retirees is calculated according to 6430 yuan, because her retirement age is 55 years old, so the number of months is calculated according to 170 months.
The most important reasons are:Her average contribution index is only 05203，This is equivalent to her usual payment grade is relatively low, the average payment grade is only about 52%, after the national pension insurance, the social security payment base around the country does have a minimum standard, but before, many areas of the pension insurance payment base will be lower than 60%, or even lower than 50%, then the retiree should also be in this situation.
Because her average contribution index is relatively low, when she retires, the balance of her personal account is only 4732285 yuan, the deemed payment period has 3 years and 5 months, in the case of retirement with this payment condition, the monthly pension is indeed only 1930 yuan.
Among them,There are 47,322 pensions in personal accounts85/170=278.37 yuan, the basic pension has 6430 * (1 + 0.).5203）/2*31*1%=1515.21 yuan, the transitional pension has 6430 * 05203*3.42*1.2%=137.3 yuan, the total pension treatment is 193088 yuan
There are 31 years of service, but the pension is only 1930 yuan, and the retirement treatment is indeed relatively low, but from the terms of the retiree's payment conditions, her pension is not miscalculated, and because the pension calculation base in Heilongjiang is already the data of 2023, the pension of this retiree cannot be recalculated.
To put it simply, because the retiree's payment conditions are relatively low, and the pension calculation base in the retirement place is also relatively low, although she has 31 years of service, her monthly pension is only 1930 yuan, and this amount is also the pension she actually deserves, and it will not be recalculated.