The pension account of Minsheng Bank is set up to meet the pension needs of users after retirement. However, when the user has retired and does not need to continue to pay the pension or needs to change the bank, then how should the user cancel the ICBC pension account?
1. Minsheng Bank pension account cancellation process
1.Preparation
Before canceling the pension account of Minsheng Bank, we need to prepare the following materials:
Original and photocopy of ID card;
Original and photocopy of Minsheng Bank pension card;
Original and photocopy of bank card;
List of pension account balances.
2.Go to the counter of Minsheng Bank
After preparing the above materials, we need to go to the counter of Minsheng Bank to cancel it. At the counter, we need to explain to the staff the pension account that needs to be written off. The staff will ask us to fill out a cancellation request form and check our identity information.
3.Empty the pension account balance
After filling out the cancellation form, we need to empty the pension account balance. We can choose to transfer the balance to another bank account or withdraw it directly. If we choose to transfer the balance to another bank account, we will need to provide information such as the bank, account name and account number of the other bank account.
4.Confirm the logout
When we have cleared our balance, the staff will ask us to confirm whether we want to cancel the pension account. If we confirm the cancellation, the staff will take back our Minsheng Bank pension card and cancel our pension account.
2. Precautions for canceling the pension account of Minsheng Bank
1.Before canceling the pension account of Minsheng Bank, we need to empty the account balance first, otherwise it cannot be cancelled.
2.When canceling the pension account, you need to provide the original and copy of the ID card, the original and copy of the pension card of Minsheng Bank, the original and copy of the bank card, the list of pension account balances and other materials.
3.When canceling a pension account, you need to confirm that the account balance has been emptied, otherwise it cannot be cancelled.
3. What is the use of a personal pension account?
Personal pension account, according to the "Opinions on Promoting the Development of Personal Pension" issued by the General Office, the personal pension implements a personal account system, and the payment is fully borne by the participant, and the implementation of complete accumulation.
Individuals contribute to a pension (1. per year).20,000 yuan limit standard), you can enjoy ** tax incentives, according to the difference in annual income per person, enjoy 360-5400 yuan per year tax savings. Users with money deposited in the account can choose savings deposits, wealth management products, commercial pension insurance, public offering ** and other savings and wealth management products.