Recently, in order to avoid more real estate companies defaulting on their debts and leading to the frequent occurrence of unfinished buildings, our country has begun to "move seriously" to the real estate industry. As early as the end of October this year, the first financial work conference pointed out: "to meet the reasonable financing needs of real estate enterprises of different ownership without discrimination". Considering that the financing difficulties are mainly private real estate enterprises, since November this year, the four major state-owned banks have begun to open up loans one after another to solve the problem of broken capital chain of private real estate enterprises.
It is worth mentioning that the reasonable financing needs of private enterprises are only the first step "appetizer", if you want to fundamentally solve the problem of lack of money encountered by most real estate companies, you have to rely on real estate companies to save themselves. The most critical point for real estate companies to save themselves is to allow developers to reduce housing prices according to their own circumstances, so as to quickly recover funds and solve the problem of lack of money for projects under construction.
According to the data, Suzhou, Nanjing, Shenzhen and other cities have joined the ranks of "price reductions without restrictions", and it is expected that more cities will join them in the future.
It is worth mentioning that the state's measures for the property market are far more than this, such as reducing the down payment for buying a house, reducing the interest rate on loans to buy houses, and introducing the introduction of a mortgage without a loan, etc., which are all policies to stabilize the property market, aiming to stabilize the overall situation of the property market and let the real estate develop healthily.
In fact, for the trend of the property market in 2024, China's real estate tycoon Wang Jianlin has already given **, he thinksNo country has ever had a thriving real estate sector for more than 50 years, and generally speaking, it has reached saturation for more than 20 years.
In other words, up to now, China's real estate has been developed for 25 years, and both the total number of houses and the people's demand for houses have reached a level close to "saturation". Especially in recent years, real estate has been affected by the global economic downturn, and the demand for buying houses in the market will of course become less and less. Therefore, we must not misjudge the property market in 2024, and it is basically impossible to return to the previous state.
In this context, we give three suggestions to friends who have bought a house and those who have not yet bought a house, and hope that everyone will prepare as soon as possible.
With the downward trend of the property market, whether it is a first-tier city or a third- or fourth-tier city, there has been a general decline in housing prices. In this context, it is best for families with extra houses to sell them if they can while the house has not fallen sharply, and do not smash it in their own hands.
Nowadays, there are still some people in the market who need a house, after all, the importance of the house is self-evident, it is not only related to the marriage of young people, but also related to the education of children, so they have to buy a house. And we suggest that if you are not in a hurry to buy a house, you can wait a little longerIf you are really in a hurry, then take advantage of the gap between low mortgage interest rates and developers' price reductions to find a suitable house to start.
Until now, there are still a large number of people in the market who dream that the price of housing will go up further, so they have put a lot of money on the house. But this move is very risky at the moment, because the value of the house may depreciate in the future.