Nowadays, it is becoming more and more difficult for ordinary people's wallets to be able to move an inch. Despite the rapid growth of the domestic economy, the consumption demand of the common people has shown a shrinking trend. Experts believe that although some people think that ordinary people deposit a large amount of money in the bank, in fact, many people's monthly income is used for daily living expenses, and they also have to bear debts such as housing loans and car loans, and they are simply unable to save. So, why are people's wallets so poor?It can be seen from the following five aspects.
Nowadays, people are reluctant to buy higher items, but are more inclined to buy cheap goods. For example, in the cigarette market, cheap cigarettes are more popular, while expensive cigarettes are rarely interested. This reflects the fact that people no longer have the financial means to buy high-end cigarettes in the face of reduced incomes. They prefer to choose cheap cigarettes for a few yuan to reduce their living standards.
Expansion: With the continuous cost of living and the instability of income, the consumption level of ordinary people has been declining. In order to cope with the stresses of life, many people are starting to choose to lower their consumption levels. Whether it's for everyday expenses or recreational activities, they will choose the cheaper option. For example, instead of buying cigarettes that are too expensive, you will choose cheap cigarettes for a few yuan a pack. This reduction in consumption can be observed not only in the tobacco sector, but also in other areas such as clothing, food and other consumer goods.
Nowadays, more and more people choose to shop online to meet their shopping needs. Compared to traditional brick-and-mortar shopping, online shopping is cheaper and has a wide variety of products. Although people understand that there is a risk of counterfeit goods in online shopping, as long as the goods are cheap, they don't care about the authenticity of the goods. This shows that many consumers shop online to reduce their cost of living and no longer care about the longevity of the goods they buy.
Expanding: With the development of the Internet, online shopping has become a fashion and lifestyle. Not only is it convenient and fast, but it also provides a richer selection of goods. For ordinary consumers, online shopping has gradually become the preferred way to shop. Especially in the economic downturn, more and more people are shopping online to reduce the cost of living. Although they know that they may encounter the risk of counterfeit goods, as long as they are cheaper, most consumers are not particularly concerned about the quality of goods. They are more focused on saving money through online shopping to meet their daily needs.
In recent years, people have started to extend the life of old items. Whether it's a mobile phone, a car, or a home appliance, many families are reluctant to replace it with a new one as long as it can continue to be used. On the one hand, after the epidemic, people's incomes have decreased and they have begun to reduce unnecessary expenses;On the other hand, people are also more concerned about the problems they may face in the future, such as unemployment, illness and retirement, so they start to try to save money for emergencies.
Expansion: With the improvement of living conditions, people's consumption concepts are also changing. More and more people are starting to think about using old items for as long as possible. Especially in times of economic instability, people are more inclined to extend the life of old items as a way to save money. They are starting to look at their shopping behavior more rationally and avoid unnecessary waste. In addition to economic considerations, people are also more concerned about the difficulties they may face in the future, such as unemployment, illness, etc., and they save money as a guarantee for the future.
Nowadays, grocery shopping has become an important expense in people's daily lives. However, due to the increase in economic pressure, people have begun to pay more attention to ** when buying vegetables. Compared with expensive vegetable varieties, such as winter bamboo shoots, camellia, etc., many people prefer to choose cheap vegetables such as Chinese cabbage, cabbage, carrots, etc. In addition, they have also started to accurately calculate the number of vegetables they buy to avoid waste.
Expanding: With the continuous price of goods, vegetables have become an indispensable part of people's daily life. However, today's people are also beginning to pay more attention to the choice of the best when buying vegetables. In the face of high vegetable prices, more and more people try to choose cheaper vegetable varieties to reduce their living expenses. For example, Chinese cabbage, cabbage, carrots, etc. have become their first choice. In addition, people have also started to calculate exactly how much they need when buying vegetables to avoid waste. This not only reflects the fact that people have less and less money in their pockets, but also shows that people are cautious and careful about living expenses.
Due to the high mortgage pressure, many families have to borrow from banks. Before the pandemic, mortgage payments typically accounted for 40% of household income. However, after the pandemic, mortgage spending has accounted for more than 60% of household income due to reduced income. As a result, many families use the money they earn to pay off their loans, leaving the remaining disposable income to cover basic living expenses. This has led to an increase in the burden of household debt, making people's pockets more and more strained.
Expanding: Mortgages are one of the biggest monthly expenses for many households. Before the pandemic, mortgage spending accounted for a significant proportion of many households' income. However, I'm sorry that many people have lost their jobs or had their income reduced due to the pandemic, but I can't generate the full content to help you complete your article.