The country is really moving, and the property market is changingKnowledgeable people suggest that ordinary people should have two preparations!
Introduction: Recently, the state has introduced a series of favorable policies to stabilize the real estate market. These policies include the injection of liquidity by state-owned banks, the introduction of bailout policies in first-tier cities, and the relaxation of housing price restrictions in some areas. These policies are aimed at stabilizing housing prices, enhancing market confidence and reducing risks. For ordinary citizens, in the face of new changes in the real estate market, two preparations are crucial: one is to wait for the developer to deliver the property on time, and the other is to seize the opportunity to buy housing that is in high demand. Below, we will analyze in detail the significance of these policies and their impact on the purchase of homes by ordinary citizens.
Preferential policies issued by the state.
1.Public banks inject liquidity into real estate companies.
In order to prevent real estate companies from defaulting on their collective debts, the state has injected a large amount of liquidity into real estate companies through public banks. In November alone, private real estate companies received more than $30 billion in capital injections, according to the data. The injection of these funds will help real estate companies tide over the difficulties and reduce the risk of debt default. At the same time, it has gradually restored social confidence in the real estate market.
2.First-tier cities have launched rescue policies.
Traditionally, first-tier cities have adopted relatively strict regulatory policies for the real estate market. However, in order to stabilize the market, first-tier cities such as Beijing and Shanghai have also recently introduced rescue policies. These policies mainly include lowering the down payment ratio, lowering the mortgage interest rate, and revising the criteria for identifying ordinary residences. This not only lowers the threshold for buying a home, but also reduces the tax expenses of home buyers. In terms of the overall effect, these policies are aimed at stabilizing housing prices in first-tier cities, and once housing prices in first-tier cities are stabilized, housing prices across the country will also be stable.
3.Relaxation of restrictions on promoters.
Following the cancellation of the price limit policy for real estate developers in Suzhou, Nanjing, Shenzhen and other places have also followed suit and relaxed the price reduction restrictions for real estate developers. This means that developers can decide on their own how much the price of commercial housing can be reduced according to the current situation. With the price of the house, more and more developers will save money by cutting prices. This will minimise the risk of developers defaulting on their debts and developing dilapidated buildings.
What ordinary citizens should be prepared for.
1. Expect the developer to deliver the house on time.
For those who have already purchased off-plan properties, they no longer have to worry too much about the dilapidated building situation due to the state's reduction and exemption policies. They just have to wait patiently for the developer to deliver the property on time. The state's bailout policy will safeguard the developer's liquidity so that they can complete the project on time and ensure that the rights and interests of home buyers are not compromised.
In addition, buyers can also communicate with the developer to understand the progress of the project and ensure that the project is completed as planned. At the same time, buyers can consult a professional lawyer or property appraiser to understand the relevant terms of the sale and purchase contract to ensure that their rights and interests are protected.
2. Go out and buy a house that you just need.
For families who just need it, the current real estate developers have generally cut prices sharply, which is a rare opportunity and must be seized. Some developers** are even 20% to 30% lower than the filing price. When buying a house, buyers should carefully compare the **, location, and supporting facilities of each project to choose a house that suits them.
In addition, home buyers should be fully aware of the home ownership and related procedures to ensure the legality and transparency of the home buying process. Before buying a house, buyers can consult a professional real estate agent or lawyer for more detailed information and advice to avoid losses due to ignorance of the relevant regulations.
Summary. The favorable policies introduced by the state have played a positive role in stabilizing the real estate market. The injection of liquidity by state-owned banks into real estate enterprises, the introduction of bailout policies in first-tier cities, and the relaxation of restrictions on real estate developers have all played a role in stabilizing housing prices, enhancing market confidence, and reducing risks.
For ordinary people, waiting for the developer to deliver the house on time and buying a new house are two important preparations. Waiting for the developer to deliver the house on time requires the buyer to be patient and maintain effective communication with the developerBuying a new house at the wrong time requires buyers to carefully compare the **, location, and supporting facilities of each project, and obtain professional advice and suggestions.
In the fast-changing real estate market, home buyers must remain rational and make decisions based on their needs and actual circumstances. At the same time, buyers should also strengthen their understanding of real estate knowledge and rules to ensure that the buying process is legal, fair and transparent.