With the rapid development of science and technology and the improvement of medical conditions, people's life expectancy has been extended year by year, and the aging society has become a non-negligible part of our social structure.
Actively responding to the challenges of population aging has long been elevated to a national strategy, and solving the problem of living in old age is becoming a common concern in our society. If you want to live a life with the same standard of living as before retirement after retirement, it is important to plan well in advance.
In this era of constant evolution, pensions alone are no longer sufficient. Old age is not only the continuation of life, but also the desire for quality life. In this context, the importance of pension is becoming more and more prominent.
Pension is not only a sword to ensure financial security, but also an important way for us to provide more choices and more fulfilling possibilities in our later years.
However, having a pension alone is not enough to support the diverse needs of old age, and planning your retirement life in advance is like laying a solid foundation for your old age in advance. It's not just about money, it's about the quality of life in old age.
The emergence of Fuman No. 2 Pension Insurance reminds us to plan ahead and welcome the good times of old age.
In terms of product design, Fuman No. 2 pension provides two ways to receive annual and monthly pensions, among them, women can receive it at the age of 55 at the earliest, and men can receive it at the age of 60 at the earliest.
Flexible planning and smart choice: the payment period and age strategy of Fuman No. 2 pension insurance
Fuman No. 2 pension insurance has a rich payment period, supporting one-time payment, 3 years, 5 years, 10 years, 15 years, 20 years of payment, consumers with limited budgets can consider extending the payment period to alleviate cyclical economic pressure.
Taking a 30-year-old man who insures Fuman No. 2 pension insurance, pays an annual premium of 100,000 yuan and pays it for 5 years, for example, the consumer plans to start receiving a pension on an annual basis from the age of 60 and can receive 64,100 yuan per year;If you want to postpone the payment for a few years and start receiving it from the age of 65, you can receive 74,700 yuan per year, and the later the consumer starts to receive the pension under the same payment conditions, the higher the pension amount can be received.
Enjoy your old age with comprehensive protection: Fuman No. 2 Pension provides comprehensive protection and flexibility to receive pensions
Fuman No. 2 Pension from the beginning of the pension (including the start of the pension date) 20 policy years for the pension guarantee period, the insurance period can be until the insured is 106 years old policy year effective date, which not only focuses on the quality of life of the pension period, but also allows consumers to enjoy the golden old age more calmly.
Specifically, if the insured dies during the guaranteed pension period, the insurance company will pay the unpaid guaranteed pension to the beneficiary of the unpaid guaranteed pension in a lump sum, the amount of which is the balance (without interest) of the total amount of the pension that should be received during the guaranteed period after deducting the accumulated pension receivedIf the insured person is alive, he or she will continue to receive the pension until the end of the contract.
Today, when the problem of old-age care is gradually becoming prominent, we are deeply aware of the challenges of population aging to society. The increase in the elderly population has not only brought a burden to families, but also put all levels of society under unprecedented pressure. In this context, the rise of pension products has become an important way to solve the pension problem. In an aging society, we urgently need to actively respond to the challenges of elderly care.
The launch of Fuman No. 2 pension product provides a powerful solution. Through the long-term guarantee period, stable payment amount, diverse payment periods and deep integration with the pension community, Fuman No. 2 has brought financial security to the later life and built a solid line of defense in the face of the pension problem.