According to the data, the average life expectancy of Chinese residents in 2021 has reached 782 years old, which makes the issue of pension more prominent. With the advent of the era of longevity, people's attention to issues such as decent pension and health care has gradually increased. People's expectations of old age have also changed dramatically. In particular, the post-90s generation has gradually set its sights on pensions with cash flow and pension community docking functions.
Today, with the vigorous development of the insurance industry, the live marketing column of "Weekly Super Product Day" has brought us exciting news!The "Fuman No. 2 Pension" launched by the insurance company "Everybody Pension" has become the focus, continuing the excellent characteristics of the "Fumanman" big IP. It not only provides considerable cash flow, but also has the opportunity to connect with high-end pension communities, and the two-pronged approach of "security + service" provides an ideal choice for people who pursue high-quality elderly care.
High leverage to achieve "old age", pension guaranteed for 20 years.
With the development of medical technology and resources, life expectancy is increasing year by year, and centenarians may become the norm, which means that we need a steady stream of cash flow to cover a larger proportion of old age.
In terms of stable collection, Fuman No. 2 provides a cash flow equal to life, which greatly alleviates the dilemma of "people are alive, but the money is gone"!For example, a 30-year-old woman who pays 100,000 yuan a year, pays it in 5 years, and starts receiving it at the age of 60, can receive 61,800 yuan per year, and continue to receive it during her lifetime, and the longer she lives, the more she will receive. In the middle and late stages of 100-year-old life, the IRR (internal rate of return is not the real rate of return) can exceed 36%, which is a very strong value in the current market.
It is worth mentioning!Compared with traditional annuity insurance products, Fuman No. 2 also guarantees the amount of 20 years from the date of receipt, effectively realizing the directional inheritance of funds, which can be described as very intimate!
Tailor-made protection plan, multiple strategies and multiple choices.
At the same time, the threshold of Fuman No. 2 pension is not high, and people with different needs can choose the payment period, insurance premium, and collection time according to their specific conditions: covering the insurance age from 0 (born 7 days old) to 65 years old, the payment period can be paid in a single 3 5 10 15 20 years, and the receiving age is connected with the retirement age, 60 65 years old for men, and 55 60 65 years old for women.
From the live broadcast of "Weekly Super Product Day", it is recommended to pay for insurance at a young age (less than 35 years old at the time of insurance) and receive it late, so that the insurance amount is relatively highIt is recommended to choose a short payment period and early payment for senior age insurance, so that the planned IRR (internal rate of return is not real rate of return) is high enough, which is more beneficial to consumers and makes a steady transition to a rich life in old age.
Docking with the retirement community to ensure high-quality pension life.
In the context of the gradual weakening of the traditional family pension function, the acceptance of pension institutions among residents has gradually increased, and even become a scarce resource in the current society. Fuman Pension integrates insurance protection + pension services, connects capital planning with physical services, and enhances the value and attractiveness of the product.
As long as the insurance reaches a certain premium standard, you can lock in the eligibility for high-end retirement communities after retirement. The minimum entry threshold for insurance docking pension community services on the market is 300,000, but according to the latest news, if the cumulative premium of Fuman No. 2 reaches 250,000, you can be eligible to live in the sojourn and recuperation communityIf the cumulative premium reaches 2 million, you can also choose the Chengxin Pension Community under the umbrella of Everyone's Pension, which can meet almost all the needs of daily life within 15 minutes of walking or cycling, and is closer to the fireworks in the world, and the children can also enjoy themselves in the "journey of a bowl of soup".
In the end: Fuman No. 2 Pension provides a full range of protection with accurate market insights. Its flexible payment methods, long-term payment periods and considerable amounts of payment are all designed to meet the material needs of the elderly. Eligible policyholders can also be eligible to live in high-end retirement communities and enjoy a better living environment. This series of safeguard measures are all aimed at realizing the ideal of life for the elderly to be cared for, secure and happy in their old age, so that their old age will be better.
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