First of all, we have to figure out the current situation of the property market. In recent years, the domestic property market has fallen into a downturn, sales volume has continued to decline, and housing prices are generally **. The number of second-hand housing listings has risen, and the first-tier cities have implemented the policy of "recognising housing without recognising loans", and the number of second-hand housing listings has skyrocketed, and Shanghai and Beijing have exceeded your imagination. Just looking at the old and dilapidated houses in the center of Shanghai, housing prices have dropped from more than 100,000 square meters to 6 to 70,000 square meters, and even to more than 50,000 square meters. This can't help but make people wonder, what is happening in the property market?
In 2024, you may have heard of the "Great Change", yes, this is the legendary "House Dumping Tide"!The wave of house dumping is coming, which people's good days are coming to an end?
First of all, it is the old drivers who made a fortune by speculating in real estate. The past dividend era may make you feel like you're making money every day, but 2024 may be the time for you to really experience the market volatility. Don't blindly chase the rise, otherwise the loss will be more than just a "high hat".
Secondly, there are speculators who have been waiting for the "big time". You may have been waiting for a better opportunity, but the "house dumping wave" may make your expectations come to naught. Don't wait any longer, it's time to act cautiously, don't wait until the property market is foaming, it can only be a chicken feather.
And then there are the buyers who have been waiting with a fluke mentality. I always thought that house prices would keep rising, so I waited and waited until the lowest point to enter the market. In 2024, perhaps when your dreams are shattered, stop waiting blindly, and acting rationally is the king.
Also, those developers who are confident. It used to be launched with confidence, but under the policy of "recognising the house but not recognising the loan", the number of second-hand housing listings remained high, and the property market was not dynamic. Times are evolving, and developers also need more wisdom and strategies to cope with future changes.
Finally, there are small and medium-sized investors who want to take advantage of the opportunity to make a profit. During the adjustment period of the property market, the influx of small and medium-sized investors may fall into the risk and become an outcast in the "big change" if they are not careful. Stop thinking that you can go with the flow and have a smooth ride, in 2024, you should be cautious in investing, and risks are everywhere.
The property market is changing, of course, the analysis of sales data is indispensable. In November 2023, the sales area of commercial housing nationwide decreased by 23 percent year-on-year3%, but the area for sale increased by 10% year-on-year0%。This number can't help but make people wonder, what is going on with the housing market?
The number of second-hand houses listed is more than 180,000 units, what is the mystery behind this?The impact of policies and the change in the mentality of home buyers are all reflected in this figure. The second-hand housing markets in Shanghai and Beijing are even more hot, with more than 180,000 and 150,000 listings respectively, which makes people's eyes widen.
Don't be fooled by housing prices, it is not only the rise and fall of the price, but also the relationship between market supply and demand. The increase in the number of second-hand listings may mean that the market is not dynamic and the wait-and-see sentiment of home buyers increases. This is not only a comparison of numbers, but also an indication of the market vane.
In 2024, the great changes in the property market are inseparable from the first-class regulation and control policies. I heard that ** will issue an iron order to make a major adjustment to the property marketWhat kind of iron order is this?
First of all, it is the increase in real estate regulation and control policies. **In order to curb the overheated housing market, it is necessary to strengthen regulation and implement stricter policies. Restrictions on purchases, sales and other means may continue to appear, which may be a big blow to those old drivers who rely on speculation to make a fortune.
Second, financial institutions will be subject to more regulation. ** The business of financial institutions will be further regulated and the supervision of real estate loans will be strengthened. This is not only to maintain the stability of the financial market, but also to control speculation and prevent financial risks.
In addition, it is the ordinary home buyer who may be able to usher in more benefits. **More policies may be introduced to support buyers who just need to buy a home, such as relaxing the conditions for home purchase loans, increasing subsidies for home purchases, etc. This may be good news for those buyers who have been on the sidelines.
In the future, which direction will the property market go?We may not be able to be too precise on this issue, but we can make some suggestions.
First and foremost, rational investing is key. Don't blindly follow the trend, but rationally judge the investment risk according to the actual situation of the market. Property speculation is no longer the only way to get rich, and diversified investment methods may be more suitable for the future market.
Second, we should pay attention to policy trends. Policies have a direct impact on the property market, and it is very important for investors to understand policy trends and grasp market trends.
Finally, don't be intimidated by the "big change". Market risk is always there, but it also means opportunity. In times of great change, seize the opportunity, and there may be unexpected gains.
Financial institutions, as an important part of the property market, are facing a regulatory crisis. **Strengthen the supervision of financial institutions, require standardized business and control risks. This is both a test and an opportunity for financial institutions.
First of all, risk management should be strengthened. Financial institutions should be more cautious and prudent in entering real estate loans to avoid potential risks. In times of great change, risk prevention is crucial.
Second, we need to innovate business models. In the face of regulatory pressure, financial institutions need to be more flexible, innovate business models, and provide more financial products that meet market demand. This is not only a requirement for financial institutions themselves, but also a response to the market.
Finally, it is necessary to respond positively to the policy. **The regulatory policies introduced have a direct impact on the business activities of financial institutions, and financial institutions should actively respond to the policies and take the initiative to adjust their business to ensure sustainable development while operating in compliance.
For ordinary home buyers, in the face of the upcoming "big change", should they make a move?We offer some advice to help you make informed decisions.
First of all, it is necessary to see the direction of the market. Don't be fooled by short-term ups and downs, and pay attention to the long-term trend of the market. Rationally judge the relationship between market supply and demand, and grasp market trends.
Second, do what you can. Don't blindly follow the trend, but do what you can according to your financial situation and investment goals. Buying a home is a big deal, so think carefully and don't be too impulsive.
Finally, focus on policy. ** The regulation policy is directly related to the vital interests of home buyers, and it is necessary to pay attention to policy trends, understand the impact of policies on the market, and make wise decisions.
In 2024, the property market is about to change, we might as well be prepared, invest rationally, pay attention to market trends, and actively respond to policies. Whether it is a veteran driver, speculator, home buyer, or financial institution, we must meet new challenges, seize opportunities, and achieve sustainable development. In this "big change", we may find more opportunities and possibilities, let us look forward to a more prosperous and healthy property market in the future!