Commercial housing, also known as commercial housing, refers to properties that can be used for both residential and commercial purposes. In recent years, with the acceleration of urbanization and the development of the real estate market, commercial housing has gradually become a popular type of real estate in many cities. Commercial and residential apartments, loft apartments, youth apartments, etc. However, at this stage, with the new development trend of the domestic real estate market, the development of commercial housing is also facing the following four problems and challenges.
1.Property rights issues: The property rights of commercial housing are usually shorter, generally 40 or 50 years, which is not enough compared with the 70-year property rights of ordinary houses. Although since the domestic residential and commercial property rights certificates have been unified into real estate property certificates, commercial housing has gradually become more recognized by some people ideologically, and even set off a wave of commercial and residential buildings. However, the land transfer fee paid by commercial housing is still relatively high. Moreover, the period is shorter than that of a 70-year property
2.Restrictions on use: Commercial housing is subject to certain restrictions on its use, such as the inability to apply for a residence permit, a family registration, and children's schooling. In addition, the cost of utilities and property management fees for commercial housing is usually higher than that of ordinary housing, increasing the cost of living for residents. There are even some places where property management is very chaotic and there are some security problems. 
3.Investment risk: Based on the relatively low ** of commercial housing, it has attracted a large number of buyers and investors in recent years. Taking into account the demand for housing and commercial attributes, as well as the development and promotion of developers and marketing agencies, the market came into being. However, with the increase in the saturation of the commercial and residential market, the return on investment of commercial housing has continued to decrease, and even has been in the red. 
4.Policy risk: **The regulatory policy on the real estate market has been the strongest in history in recent years. The regulation has affected the ** and sales trend of commercial housing. The overall performance is that the homogenization of commercial housing is serious, and there are not many properties that can really reach international standards, and the corresponding investment promotion work is more difficult and the rent-to-sale ratio is not cost-effective. The introduction of the policy has had a certain impact on the commercial and housing market. At present, the market is even more sluggish than the residential market, and no one even cares about it. 
To sum up, commercial housing needs to face many challenges in the future development. For home buyers, it is necessary to fully understand the relevant policies and risks when choosing commercial housing, and make prudent decisions. For holders, under the current regulation of the real estate market, they should be flexible and changeable, whether they are considering realising or renting, they must consider the advantages and disadvantages of their own properties, combine them to operate, and reduce losses. For developers, it is necessary to fully consider the needs of the people when planning and building commercial housing, build houses in a humanized manner, and ensure the healthy development of the commercial housing market. Previous articles
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