The reason why a person seems to be in a healthy state is that he must show a series of health-related actions from the inside out: healthy psychology, positive attitude, kind character, healthy living habits and so on.
In other words, whether a family's or an individual's wealth is healthy or not is closely related to many aspects.
When I was a child, I had a misconception that the reason why rich people are rich is because their family's principal pool is large enough, which is untouchable. As long as they have enough principal and know how to invest a little, then doubling the principal is just around the corner.
But later, I slowly discovered that the reason why the rich can always inherit the wealth. It's not how much wealth the previous generation left behind, but that he has a very healthy concept of wealth in his own heart. This kind of wealth concept is not something that can be easily built with a lot of money. It is slowly optimized from the heart and experience since childhood.
Two days ago, I listened to a class called Life Wealth Class. I haven't finished the course, which has strengthened my interest in the concept of wealth, and this course, it is to analyze from the inside out why a person's wealth status has not improved, what factors are causing it. This course is from a psychological point of view, showing us that wealth can be improved through mental awareness.
For example, why do some people like to spend ahead of time?Some people make a comeback after being in debt, some people miss out on wealth opportunities, and some people are very good at calculating to take care of their moneyThe difference is in **?The answer given in the course is that it was caused by the different concepts of money when I was a child.
That is, the psychological genes of wealth are different. Our influence on money is actually the way we own it and the way we use it, and our emotions about money can be feedback.
In childhood, if most of your memories were due to getting money and making your mood bad, then in adulthood, you will most likely want to spend it as soon as possible after getting it, and you don't want to let it be more than enough.
On the contrary, if in your childhood, when you mentioned money, your memories were happy and happy, then when you become an adult, after you earn a certain amount of money, you will most likely save a part of it, because in your subconscious, saving this part of the money is equivalent to saving a part of the happy time of childhood.
This is the main core of this course, which is to analyze the real relationship between a person and money from the heart and from a psychological level. I can't say 100% of people agree with that, but I quite agree. It's like whether you agree with a thing or not, first of all, whether you have enough understanding of the concept of the matter, and the same truth is there.
If a person is inwardly afraid of dealing with money, how do you ask her to deal with money, it is obviously unlikely that she will do it well.
So the idea of the subconscious mind is too important.
If you want to do a good job, even if you don't have a very serious concept at the moment, but if you want to do it well, the first step is to constantly cultivate this subconscious concept, because it is the key to doing something.
It is not difficult for an ordinary person to cultivate a healthy concept of wealth. Even if you inject bad emotions into your subconscious in your childhood, as long as you find it early and do what you do, there is still a high probability that it will be changed.
What should I do?
First, take stock of your family's income and expenses every year. If time permits, you can also start every month. Do you know how much your family spends on that month or year?How much money did you make?
You don't need to be precise in every dime, you need to know roughly where your spending is and what is the proportion of your spending in which category. Even if you don't know, you can roughly subtract your expenses from your income to get a balance.
Second, create a budget for the next year. This question is a test of the ability to plan. In fact, excellent enterprises, they all have a budget department, that is, at the end of each year, plan what to do in the next year, how much money is expected to be spent, and have a corresponding advance plan.
If you want to make the balance more next year, you must make a good budget in this year, compared to the previous year's expenditure, which expenses need to be optimized to a certain extent, so as to increase the balance.
Again, make a list of long-term goals. Listing goals is the most lacking for ordinary people, and most people tend to only focus on the present, and the money they earn only considers short-term disposal. But often, many times, we need to do some financial planning on a decades or even decades basis.
For example, if your child needs money to go to college in ten years, it may be her retirement plan after twenty or thirty years.
In the short term, after five years, you have to buy a new house.
And so on, these are long-term goals.
Finally, check your wealth status regularly. It doesn't take much time, but by doing this, at least you have a clear idea of how much money you have, which money you can plan for the long term, and what money you need for the short term.
Therefore, regular inventory of assets in hand is a necessary work every year.
If your wealth concept is very healthy, it is still worth using these 4 steps to get together, and the faster you will accumulate wealth.
If the concept of wealth is average, or even a moonlight family, then these 4 steps are more suitable for you to start now. It's really the year, and you can apply it right away. Kunpeng Project