Since November, various provinces and cities have successively announced the pension calculation base for 2023, and the pensions of some retirees will usher in a second accounting, and the difference will be paid at one time. Moreover, some netizens have recently shared the joy of the arrival of the repaid pension, and everyone is very happy. In addition, in the coming 2024, there are some special places for new retirees in government institutions and institutions. So, what is the impact of the pension of newly retired retirees in government institutions and institutions in 2024?
Among the groups receiving employee pension insurance benefits, government agencies, institutions, enterprises and flexibly employed persons are divided into three parts. On October 1, 2014, the employee pension ushered in a milestone reform, that is, the pension reform of government institutions and institutions. Since the result of the reform is to run the pension of government institutions and enterprise pensions in parallel, we often say that the reform is a pension merger.
So does it mean that since October 2014, the pensions of government institutions, institutions and enterprises have been running on a single track?
In fact, this is not the case, because the reform may have an impact on the retirement benefits of some government agencies and institutions, and affect retirement life. Therefore, the period from October 2014 to September 2024 will be used as a transition period for the reform.
In other words, this year is the penultimate year of the reform transition period, and there are still more than 20 days to go, and the last year of reform will be ushered in. This means that the personnel of government agencies and institutions who will retire in 2024 will be the last batch of retirees in the ten-year transition period.
We know that during the transition period, the pensions of retirees and retirees of government agencies and institutions are calculated according to both the old method and the new method, and finally the results of the two methods are compared to determine the pension that should be received in the end, and there are two results in total.
First, the amount calculated by the new method is lower than that estimated by the old method. In this case, the pension of retirees will be paid directly according to the old method, that is, to ensure that the pension income of retirees is not affected by the reform, which is called "guarantee". For example, a retiree from a public institution will retire in 2021, and the pension calculated according to the new method is 3,900 yuan, and the pension calculated according to the old method is 4,600 yuan, then the amount calculated by the old method is higher than that of the new method, and the "guarantee" mechanism will take effect, and the pension will be issued according to the old method of 4,600 yuan.
Second, when the amount calculated by the new method is higher than the amount calculated by the old method. In this case, the amount cannot be directly calculated according to the new method, but according to the different years of retirement, a proportion is determined, such as 10% from October 2014 to December 2015, 90% in 2023, and 100% in 2024. For example, if a civil servant retires in 2022, the repayment ratio is 80%, if the new method is 6,000 yuan, and the old method is 5,500 yuan, the new method is 500 yuan more than the old method, then the final pension is 5,500 + 500 80% = 5,900 yuan.
Therefore, the retirees of government institutions and institutions who will retire in 2024 are in the last year of the ten-year transition period, and when the amount calculated by the new measures is higher than the old method, the proportion of the difference is 100%, what is the impact on the pension?For example, a retired person, retired in 2024, the pension calculated by the new method is 6,500 yuan, and the amount calculated by the old method is 6,000 yuan, then the final pension received is 6,000 + (6,500-6,000) 100% = 6,500 yuan. In other words, the final amount of pension for retirees of government institutions and institutions who retire in 2024 will be higher.
In addition, judging from the calculation and issuance base announced by various provinces and cities, there is a positive growth trend, so the pension calculation and issuance base in 2024 is likely to be higher than the base in 2023. Therefore, when you retire in 2024, the pension will also be higher under the same conditions.
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