First of all, we need to understand how much pension is calculated under the new scheme and the old scheme. For those who retire during the transition period, the pension is guaranteed to be low and high, and it will be returned according to a certain percentage. For example, if you retire in 2021 and have been receiving an advance pension, you will need to make up the payment for 2 years, i.e. 24 months.
Specific to the calculation of the reissue amount, it involves factors such as the individual's length of service, pension insurance payment index, and professional title and rank. Taking a retired person from a government institution as an example, assuming that his working experience is 42 years, the deemed payment period is 35 years, and the pension insurance payment index is 12. The balance of the personal account of the pension insurance is 560,000 yuan, and the local pension calculation base is 7,200 yuan. According to the new method, his pension consists of a basic pension, a personal account pension and a transitional pension.
The basic pension is equal to 7200 * (1 + 1.).2) 2 * 42 * 1% = 3326 yuan, personal account pension is equal to 560,000 yuan 139 = 403 yuan, the transitional pension is equal to 7200 * 12 *35 *1.3% = $3,931. Add up these three parts, i.e. 3326 + 403 + 3931 = 7660 yuan. In addition, the occupational annuity is about 600 yuan, and the overall pension treatment is 7660 + 600 = 8260 yuan.
Relatively speaking, the pension calculated by the old method is relatively simplified, according to the basic salary of the person multiplied by a certain percentage, plus the subsidy corresponding to the title and rank, and the appropriate increase to obtain the individual's pension. Under this assumption, the pension calculated by the old method is 6,500 yuan.
It can be found that the pension of 8,260 yuan calculated by the new method is 1,760 yuan more than the 6,500 yuan of the old method. Since this retiree is retiring in the 7th year of the transition period, he needs to return 70%. Due to the lack of treatment in the local area, the pension was temporarily prepaid and now it is repaid. The average monthly reissue is 1760 * 70% = 1232 yuan, and the total reissue for 24 months is 1232 * 24 = 29568 yuan, which is more than 20,000 yuan.
The pension repayment incident has aroused widespread concern and controversy in the society. The supplementary payment of pensions to retirees in government institutions and institutions is an important social security policy, which aims to meet the living needs of retirees and ensure their quality of life in their later years. However, issues such as the specific implementation rules of the policy and the calculation standard of pensions have also caused controversy. For retirees, the retroactive payment of pensions will directly affect their economic situation and quality of life, so this issue is very important and worthy of attention.
In general, for a retired person in a government institution or institution, the pension repayment can reach more than 20,000 yuan in 24 months. However, the specific amount of retroactive payment depends on a variety of factors, such as the length of service of the individual, the pension insurance contribution index, the title and rank, and the local pension calculation base. We hope that the relevant departments can formulate policies fairly and reasonably to ensure that retirees can receive the pension benefits they deserve and live a happy and healthy life.