Why Many Farmers Are Reluctant to Pay NCMS With the development of China's rural economy and the improvement of farmers' living standards, more and more farmers have begun to pay attention to their health and medical security. As an important rural medical security system, the New Rural Cooperation has been welcomed and recognized by the majority of farmers. However, in recent years, more and more farmers are reluctant to pay for NCMS
1. Problems existing in the new agricultural cooperative system.
Low reimbursement rates.
The reimbursement rate of NCMS is relatively low, and many farmers still have to bear most of their own medical expenses when they get sick. As a result, some farmers believe that the guarantee role of NCMS is not obvious enough, and they are unwilling to continue to pay fees.
Reimbursement coverage is limited.
The reimbursement scope of NCMS is relatively small, and many drugs and ** items are not covered by reimbursement. This has left some farmers with more of their own expenses when they get sick, further reducing their willingness to pay for NCMS.
The payment standard is high.
With the development of the rural economy and the improvement of living standards, the payment standards of NCMS are also constantly improving. Some farmers believe that they already have enough financial strength to cope with medical expenses, so they are reluctant to continue to pay NCMS.
Second, the change in the concept of the peasants themselves.
Increased health awareness.
As farmers become more health-conscious, they pay more attention to disease prevention and health care. Some farmers believe that as long as they pay attention to their diet and exercise, they can reduce the chance of getting sick, so they don't need to rely too much on medical care.
Urbanization is accelerating.
With the acceleration of urbanization, more and more farmers choose to live and work in cities. They have better access to health care and medical services in the city, so they are reluctant to continue to pay for NCMS.
Third, policy publicity is not in place.
There is a single way of publicity.
At present, the propaganda method of NCMS is relatively simple, mainly through village cadres and propaganda columns. It is difficult to reach every farmer in this way, and some farmers do not have a deep understanding of NCMS.
The propaganda content is not specific enough.
In terms of publicity content, it often only briefly introduces the basic information such as the payment standard and reimbursement ratio of NCMS, but does not specifically introduce the actual role and advantages of NCMS. As a result, some farmers do not have a comprehensive understanding of NCMS and are reluctant to continue to pay fees.
4. Solutions and Suggestions.
Increase the reimbursement ratio and expand the reimbursement scope of NCMS.
* We should increase investment in NCMS, increase the reimbursement ratio and expand the scope of reimbursement for NCMS, so that more farmers can enjoy the benefits of medical security. At the same time, we can also consider introducing market-oriented means such as commercial insurance to provide farmers with more comprehensive medical protection.
Lower the payment standard of NCMS.
* According to the development of the rural economy and the improvement of living standards, the payment standard of NCMS should be lowered in a timely manner to reduce the economic burden of farmers. At the same time, farmers can also be encouraged to pay for NCMS through preferential tax policies and measures.
Strengthen policy publicity and education guidance.
* It is necessary to strengthen the policy publicity, education and guidance of NCMS, so that more farmers can understand the actual role and advantages of NCMS. At the same time, it can also improve farmers' health awareness and health care awareness by carrying out health lectures, free clinics and other activities.