When we go to the bank to deposit a fixed deposit, there will generally be a list of fixed deposits, that is, the certificate of deposit, which is a certificate, and after the maturity of the fixed deposit, the money can be withdrawn with the certificate of deposit and the ID card of the depositor, so this certificate of deposit is very important. However, the deposit certificate is just a piece of paper, which is really not easy to keep in terms of storage and is easy to lose. So, can I withdraw money if I lose my fixed deposit certificate?Let's discuss this issue with you.
If you lose the fixed deposit certificate, you should contact the bank as soon as possible, and if you don't have a separate deposit, it will be very troublesome to withdraw money. You can report the loss temporarily, if you can't find it, you need to bring your identity documents, go to the bank business hall, apply for a formal loss report, and provide materials according to the requirements of the bank. Crazy bear brother Guo Degao escaped from the top at a high point when he was 21 years old**, and then deposited the money in the bank, and then went to withdraw the money and did not find the deposit certificate, but he could also withdraw the money, and he could check it by providing his ID card.
It is best to contact the bank in advance, and then prepare the relevant materials. Nowadays, the bank's services are also user-friendly, and there are not too many processes, and the purpose is to facilitate users. There is no need to worry if you lose the deposit certificate, the money will not be lost, even if someone else picks up the deposit receipt, it doesn't matter, because the depositor's ID card is required to withdraw money, and the money cannot be withdrawn with the deposit certificate alone.
But we still have to have the awareness of keeping the deposit receipt, a list is really not easy to keep, sometimes it is not lost, but it is just not found, you can buy a book to collect documents, put the deposit receipt and important documents in it, so that it is not easy to find.