On December 1, the State Administration of Financial Supervision and Administration released a number of administrative penalty information, involving:A number of banking financial institutions。On the same day, the People's Bank of China also issued a number of administrative penalty decisions, involving:A bankwithTwo payment companies
Cause".Violation of relevant regulations on the management of access to senior executives, non-compliance with the management of related party loans, non-compliance with performance appraisals, insufficient disclosure of information on major related party transactions, non-compliance with the requirements of unified credit management, and insufficient allocation of internal audit personnel"And so onFifty-six itemsFor the main violations of laws and regulations, the State Administration of Financial Supervision and Administration imposed a "fine of 15.2 billion yuan, confiscation of illegal gains 462590,000 yuan, and a fine of 67.7 million yuan was imposed on the branch;The total amount of forfeiture is 22.5 billion yuanAdministrative penalty decision.
Cause".Working capital loans are used for fixed asset investment, and the problem of loan entrustment payment is not rectified"And so onThirteen itemsThe State Administration of Financial Supervision and Administration made a decision on the Agricultural Bank of China".confiscation of illegal gains and fines totaling 2,710970,000 yuan, of which the head office is 570970,000 yuan, 21.4 million yuan for branches".
Cause".The proportion of high-liquidity assets held by wealth management products and open-ended public wealth management products does not meet the standard"And so onEight itemsThe State Administration of Financial Supervision and Administration made a decision on IB Wealth Management for the main violations of laws and regulationsThe total fine is 12.4 million yuanAdministrative penalty decision.
Cause".A single outlet cooperated with more than 3 insurance companies in the same fiscal year, and illegally sold investment-linked insurance products through savings counters"And so onEighteen itemsThe State Administration of Financial Supervision and Administration made a decision against China Construction Bank on the main facts of violations of laws and regulations".confiscation of illegal gains and fines totaling 3,791880,000 yuan, of which the head office 2041880,000 yuan, 17.5 million yuan for branches".
On the same day, the State Administration of Financial Supervision and Administration announced the total number of targets for China CITIC Bank, China Construction Bank, Minsheng Bank and Bohai Bank10 individualsInformation on administrative penalties.
Cause".Responsible for the illegal issuance of M&A loans to acquire the equity of insurance companiesThe State Administration of Financial Supervision and Administration issued a "warning" to Song Ke, then vice president and risk director of China CITIC Bank Chongqing BranchA fine of 60,000 yuanAdministrative penalties.
Cause".Responsible for violating the relevant regulations of the group's credit and forming non-performing productsThe State Administration of Financial Supervision and Administration issued a "warning" to Zhou Hua, then president of the Xiamen branch of China CITIC BankA fine of 70,000 yuanAdministrative penalties.
Cause".Responsible for issuing a large number of loans on behalf of the BankThe State Administration of Financial Supervision and Administration issued a "warning" to Cao Daiying, then president of the Hohhot branch of China CITIC BankA fine of 70,000 yuanAdministrative penalties.
Cause".Responsible for violating the relevant regulations of the group's credit and forming non-performing productsThe State Administration of Financial Supervision and Administration made a statement to Chen Ying, then vice president and risk director of China CITIC Bank Xiamen BranchLifetime ban on working in the banking industryAdministrative penalty decision.
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Cause".CCB is responsible for the illegal collection of annual fees for the unique account of individual customers and the management fee for small accountsThe State Administration of Financial Supervision and Administration issued a "warning and punishment" to Sun Na, then deputy general manager and general manager of the personal finance department of CCBA fine of 100,000 yuanThe administrative penalty was imposed on Zhu Yuhong, then general manager of the financial technology department of CCBWarning
Cause".Responsible for the sales of ** products by unqualified personnel of CCB Beijing Branch and related sub-branches, the State Administration of Financial Supervision and Administration made a decision to Wu Powei, then vice president of CCB Beijing BranchWarning
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Cause".It is responsible for China Minsheng Bank's failure to truthfully reflect the business data to the regulatory authorities, the State Administration of Financial Supervision and Administration made a decision to Wang Xiaojun, then general manager of the operation management center of the asset management department of China Minsheng BankWarning
Cause".It is responsible for the fact that the investment list of China Minsheng Bank's wealth management products does not reflect the true situation, the State Administration of Financial Supervision and Administration issued a "warning" to Li Chang, then assistant general manager of the asset management department of China Minsheng BankA fine of 50,000 yuanAdministrative penalty decision.
Cause".It is responsible for the concealment of case (risk) information by the Dalian Branch of Bohai BankThe State Administration of Financial Supervision and Administration made a decision to Hou Gaoran, then assistant to the president and risk director of Bohai Bank Dalian BranchWarning
On December 1, the People's Bank of China also issued a number of administrative penalty decisions.
Cause".Violation of account management, liquidation management, merchant management, and reserve management regulationsetcTwelveThe People's Bank of China issued a warning and punishment to the Bank of China and confiscated the illegal gains37340,000 yuan, a fine of 366420,000 yuan, and at the same time, 18 relevant responsible persons were punished administratively.
Cause".Violation of institutional management, merchant management, liquidation management, and account management regulationsetcNine itemsIllegal acts, the People's Bank of China warned Shanghai Huifu payment *** and confiscated illegal gains91500,000 yuan, a fine of 3172370,000 yuan, and at the same time, administrative penalties were imposed on 2 relevant responsible persons.
Cause".Violating the regulations on account management, merchant management, and liquidation management, failing to perform customer identification obligations as required, failing to keep customer identity information and transaction records as required, and failing to submit large-value transaction reports or suspicious transaction reports as requiredetcSixIllegal acts, the People's Bank of China issued a warning to Tianjin Rongbao payment network*** and confiscated illegal gains39560,000 yuan, a fine of 3.22 million yuan, and 2 relevant responsible persons were administratively punished.
People's Bank of China, State Administration of Financial Supervision**.
Reporter Feng Nana.
Edited by Wang Mengying.