In recent years, the domestic real estate market has experienced waves of rapid growth with rich policy dividends. However, with the gradual liberalization of favorable policies and the continuous adjustment of the marketproperty marketIt also began to show a trend of "volume and price falling together". Recently, the policy of "recognising housing but not recognising loans" implemented in first-tier cities has become the focus of attention. But this series of favorable policies did not push as expectedproperty marketThe main reasons for the recovery are the oversupply of housing and the inability of ordinary people to support their incomeHigh house pricesBuying a housefactors such as lack of confidence. At the same time, the Standing Committee also adopted the "Guiding Opinions on Regulating the Construction of Affordable Housing".EconomyHailed by the Observer as a "new round of housing reform", the plan aims to launch 6 million affordable housing units in the next five years to meet the housing needs of low-income groups. For the futureRoom ratesThe trend is famousEconomyScientistsMa GuangyuanPoint out two sentences: "Real estate as China's best."InvestmentsThe era of products is over", "the house of the future."Gradual regressionto residential properties". In this article, we will take an in-depth look at the impact of the new round of housing reform**.
With the implementation of a series of favorable policies,property marketThe effect of the recovery is not ideal, and there are multiple reasons behind it. First of all, the oversupply of domestic houses has become a grim reality. There are still a large number of vacancies in our country**, estimated to reach 1200 million units, enough to meet the housing needs of 3-400 million people. With Chinaproperty marketAfter nearly 30 years of rapid development, today 96% of households already own 1 home, of which 415% of households own more than two homes. This phenomenon has gradually saturated the demand in the real estate marketBuying a houseThe rigid demand of the user is gradually decreasing.
Second, the income of ordinary people cannot support itHigh house prices。Despite the introduction of a series of favorable policies, the epidemic as wellEconomyThe instability has led to a reduction in income and even unemployment for many peopleBuying a houseThere is a noticeable decrease in capacity. In addition, people are becoming more cautious about future income expectations and are no longer blindly chasing as they did in the pastRoom ratesTarget**. When choosing whether or not to buy a home, most families think more rationally about themselvesEconomyState.
Finally,Buying a houseYesproperty marketLack of confidence. Over the past few years,Evergrande Real EstateCountry Gardenand other well-knownReal estate enterprisesdefaulted on its debts as wellUnfinished buildingThe incident attracted public attention. These incidents hit hardBuying a houseof confidence, many potentialBuying a houseis in a wait-and-see mode. At the same time, due to the three red line policies implemented by the bankReal estate enterprisesThe tension of the capital chain, the new constructionCommercial housingThe quality is also difficult to guarantee, further weakening peopleBuying a houseenthusiasm.
Recently, the Standing Committee of the People's Republic of China adopted the "Guiding Opinions on Regulating the Construction of Affordable Housing".EconomyThe Observer newspaper hailed it as the beginning of a "new round of housing reform". The plan promises to roll out 6 million affordable housing units in the next five years, with pilot cities including Shanghai, Beijing, Shenzhen, and Chongqing in 35 cities with populations of more than 3 million. This initiative aims to make up for the shortcomings of housing reform in the past and meet the basic housing needs of low-income groups.
The new round of housing reform will divide the real estate market into two large parts. First of all, 40% of the market share will be:Commercial housingMarket occupation, market forces will dominate the formation of **, ** no longer intervene too much. In addition, 60% of the market share will be supplied to affordable housing, which will be lower than the surrounding areasCommercial housing, which aims to meet the housing needs of low-income groups. Residents who have purchased affordable housing will not be able to trade in the market, thus diverting itCommercial housingPart of the demand of the market.
The arrival of a new round of housing reform will boost the real estate marketGradual regressionto residential properties". On the one hand,Commercial housingThe market will tend to goInvestmentsis no longer blindInvestmentstools, but are used to meet people's residential needs. On the other hand, the construction of affordable housing will provide basic housing security for low-income groupsEconomySocial equity and sustainable development.
For the real estate market, the new round of housing reform has brought both challenges and opportunities. From a challenge perspective, the new round of housing reform may bring some pressure to some property developers. Due to the low sales of affordable housing**, this will have a certain impact on the developer's profits. However, from the perspective of opportunities, the new round of housing reform will provide more room for development for real estate enterprises. With the expansion of the scale of affordable housing, the corresponding construction demand will drive the development of housing construction, decoration and equipment industries, providing more business opportunities for real estate enterprises.
fromMa GuangyuanIn the two sentences proposed, we can see that the real estate industry is gradually returning to residential attributes. This is important for the vast majorityBuying a houseIt's good news because it means the futureRoom ratesIt won't be as fast as it used to be**, andBuying a houseThe rigid needs of the company will be better guaranteed. Driven by the new round of housing reform, the affordable housing market will become an important support point, providing more housing options for low-income groups and increasing the sustainability of housing security.
At the same time, the new round of housing reform has also brought opportunities and challenges to the real estate industry. Real estate companies need to adapt to the new market environment, pay more attention to the residential attributes of houses, and improve the quality and service level of products. ForBuying a houseChoosing a house that suits you will pay more attention to practicality and quality of life, rather than blindly pursuingInvestmentsReturns.
In addition, the new round of housing reform also needs to be effectively supervised and managed. The development of the affordable housing market requires the formulation of reasonable policies to ensure the supply and quality of affordable housing and avoid low-income groups being marginalized again. At the same time, we should actively guide and lead the development of the real estate industry and promote the development of the industry in a healthy and sustainable direction.
In general, the new round of housing reform is important for the real estate industry andBuying a housewas a turning point. It will promote the healthy development of the real estate market, pay attention to the residential attributes of housing, and provide more housing options for low-income groups. In the future, the real estate market will:Gradual regressionto residential properties". Room rateswill move towards stability,Buying a houseThe rigid needs of the people will be better satisfied.