This year's pension has ushered in the 19th consecutive **, and the overall ** ratio is 38 per cent, retirees before July 31 also received the adjusted retroactive pension and received the new standard pension from the following month. As the clock ticks into December and 2024 is approaching, retirees are starting to look forward to their 2024 pension**. There are retiree consultations, such as pension 2024**36%, pension and 6000 yuan, how much is the difference between the money?Let's take a look.
Let's take a look at whether the pension adjustment in 2024 will come as scheduled, according to the relevant data of the statistical department, the average salary of full-caliber employed persons is growing, the pension calculation base is in the first place, the economic development is picking up, and the social security is running steadily, etc., coupled with the announcement of the Ministry of Finance on December 7 that it will increase and adjust the national social security investment scope, which undoubtedly enhances the ability of social security to increase and maintain value, and also improves the ability to pay for social security, which are the preconditions for pension adjustment in 2024. Therefore, in order to offset the impact of inflation, according to the provisions of the Social Security Law, there is no doubt that the pension adjustment in 2024 can be expected in the future.
However, the overall pension range in 2024 cannot be 38%, and overall **36% is the most likely, for two reasons: 1. New retirements ushered in a peak period, which means that more retirees receive pensions, in other words, the part of social security ** value-added and hedging has been "diluted" by new retirees, that is, it is not enough for new retirees. 2. The calculation base and price of wages and pensions are only slow, and they are controllable, not fast and high-speed, in other words, the impact of inflation is controllable. Therefore, on the whole, the pension in 2024 **36% is the most likely.
So, let's say 2024 pension **36%, but 36% is determined on the basis of the per capita pension of retirees, not on the basis of personal pensions, that is, **36%, pension and 6,000 yuan, are not multiplied by 3 respectively6% to calculate the individual's pension.
Therefore, the proportion of pension is determined by the per capita pension, not the personal pension, and then through the adjustment method of fixed adjustment, linked adjustment, and tilt adjustment, and at the same time can play a role in adjusting the increase in personal pension, that is to say, the retirees who are lower than the per capita pension have a higher increase, and the retirees who are higher than the per capita pension have a lower increase, which is equivalent to the pension adjustment "lower limit higher".
Assuming that the pension adjustment plan in a certain place in 2024: the fixed amount adjustment is 35 yuan;The peg is adjusted, and the length of service is increased by 1 for every 1 year2 yuan, and linked to the level of personal pension, the increase is 15%；The old age tilt adjustment is 25 yuan per month for those aged 70 to 79, and 40 yuan for those over 80 years old.
According to the pension level, the length of service can be reversed, in my local area, the pension is 1500 yuan, the length of service is 15 years, the pension is 3000 yuan, the length of service is 35 years, the pension is 6000 yuan, and the length of service is 41 years. Suppose you retire in the same place, and you don't enjoy the old age tilt adjustment.
Then, the pension is 1500 yuan, and the pension of ** = 35 + 15 12+1500×1.5%=75.5,** Amplitude 5%. Pension 3000 yuan, 35 years of service, ** pension = 35 + 35 12+3000×1.5% = 122 yuan, ** range 4%. Pension 6000 yuan, 41 years of service, ** pension = 35 + 41 12+6000×1.5%=174.2, **amplitude 29%。
Under the same conditions, the pension of 3,000 yuan is twice that of the pension of 1,500 yuan, but the pension ** is 465 yuan, the pension of 6000 yuan is 4 times that of the pension of 1500 yuan, but the pension ** is 987 yuan, so, the pension gap is obvious, but the pension gap is a multiple.
If you follow the personal pension, then, the pension is 1500 yuan, the length of service is 15 years, and the pension is ** = 1500 36% = 54 yuan. Pension of 3000 yuan, 35 years of service, pension ** = 3000 36% = 108 yuan. Pension 6000 yuan, 41 years of service, pension ** = 6000 36%=216 yuan. Then, the pension of 6,000 yuan is 162 yuan more than the pension of 1,500 yuan, not 98$7.
Obviously, according to the proportion of the pension to expand the pension gap, according to the pension adjustment method to adjust, the pension gap has narrowed, among them, the higher the pension, the pension increase has become lower, indicating that the pension adjustment method has a regulatory role, playing a role in raising the low limit. However, it is undeniable that people with high pensions still have an advantage in the adjustment of pensions, and they increase their pensions more, reflecting the overpayment of pensions and the overpayment of long-term pensions.
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