Retirement is "cruel", prepare early and rest assured.
With the deepening of the aging of China's population, the number of pensioners is also increasing, which not only brings great challenges to our society, but also brings a very heavy burden to families and individuals, it is expected that in the next two years, some of the pensioners in China will face the following very cruel reality.
At present, China's old-age security system is not perfect enough, and the pension level of retirees is low. Statistics show that most people's pensions can only maintain basic life and cannot cope with the continuous medical and pension costs, resulting in a serious impact on the quality of life of many retirees, and even fall into financial difficulties.
In order to solve this problem, our education department will decide to increase the pension subsidy for pensioners to ensure their basic living needs, and at the same time, it is necessary to improve the investment and operation of pensions, improve the security capacity and added value of pensions, in order to cope with possible pension deficits in the future. Therefore, according to the ** of our professionals, we know that pensioners in 2023 and 2024 are about to face the following brutal forms.
*: 23 24 years retirees will face"Cruelty"The reality of knowing too early, preparing too early!
Brutal Reality 1: Pensions are not enough to spend.
With the intensification of population aging, the pension problem has become the focus of general concern in the society, pension as a social security system, to ensure the quality of life and social stability of the elderly plays a vital role, pension as a new type of social security system, to ensure the quality of life and social stability of the elderly plays a vital role, so pension is the top priority for every pensioner!
However, as they grow older, their physical functions and working ability gradually decline, and they need to rely on pensions to maintain basic living needs, but they find that their monthly pensions cannot make ends meet. In the traditional family concept, children should take on the responsibility of taking care of their parents, but many children see that their parents have pensions, but they ignore them, and even exploit their parents' pensions every day.
Harsh reality No. 2: Low health insurance coverage.
Medical and health problems include two aspects: one is who ultimately provides medical services for the elderly, which is also a problem of medicine and health, and the other is who pays for the medical expenses of the elderly, which is also an urgent problem to be solved in China's medical and health undertakings, and the basic medical security system for the elderly is not only an important part of the social security system, but also the safety net of the people, and the arm of social stability.
The basic pension insurance system for retirees was established in 1989 and officially implemented in 2003, the cooperative medical system covers the majority of retirees, the reform of China's basic medical security system is indirect, starting from a part of the design system and gradually promoting, the family has a strong experimental and experimental stage, and needs to continue to explore and improve in practice, it is inevitable that there are certain limitations, so retirees are about to face the situation of poor medical security. Therefore, retirees are about to face a situation of poor medical protection.
Cruel reality 3: Under-care for the elderly.
With the changes of the times, some cities in China have now built many, many excellent elderly care service centers. The existence of the pension service center is to ensure that the elderly can be well guaranteed in their later years, and is a harbor to meet the spirit and emotions of the elderly.
However, with the intensification of the aging population, people's demand and expectations for pension services are getting higher and higher, and the supply and quality of pension services are gradually improving. There are even many old leaders who choose to retire to the pension service center, but because the facilities and medical services of the pension service center cannot keep up with the development of contemporary diseases, the health of many retirees who retire in the pension service center is deteriorating.