My girlfriend asked me to go swimming in the gym, but I didn't expect the business to close without notice, which made my girlfriend angry and scolded her mother, complaining that her money was wasted. I've had a similar experience before, so I understand my girlfriend's feelings. This reminds me of the year before last, when I got an annual card at a well-known chain gym, because the discount was very large at that time, and the brand of the gym was loud and the decoration was luxurious, so I paid without much thought. However, due to some force majeure reasons, when I walked into the gym again, I found that the building was empty, and my annual card became a piece of waste paper.
Later, I chatted with my friends and found that everyone had more or less had similar experiences. We started to think, what happened to prepaid consumption?We found that there is a certain degree of risk in prepaid consumption, the merchant charges us in advance, and if we don't finish the consumption, the merchant may run away with the money, bringing financial losses to the consumer.
However, we can't generalize that prepaid consumption is not credible. After all, this consumption model also has its advantages, such as prepaid can enjoy more preferential **, and for merchants, they can also withdraw funds in advance and operate their business better. However, the key lies in how we choose trustworthy merchants.
In order to avoid falling into the trap of prepaid consumption again, I think there are a few things worth noting.
First of all, we need to pay attention to the business status and reputation of the merchants. When choosing prepaid consumption, you should understand the business status and reputation of the merchant through a variety of channels, such as online evaluation, social **, etc. If you find that there are a large number of complaints, bad reviews and other problems in the merchant, you need to carefully consider whether to handle prepaid consumption.
Secondly, we should be cautious about the merchant's preferential activities. While the offer may seem appealing, it's important to understand that merchants don't buy and sell at a loss. If a promotion is too outrageous, it's likely to be a trap. Therefore, we need to remain calm and rational in the face of merchants' preferential activities.
At the same time, we should pay attention to the amount and term of the prepayment. Generally speaking, the higher the upfront amount, the greater the risk. Therefore, when choosing prepaid consumption, we should reasonably arrange the prepaid amount according to our own economic situation and consumption needs. Also, the prepayment term is also a factor to look out for. Some unscrupulous merchants may set a short prepayment period in order to get away with the money as soon as possible. Therefore, when choosing prepaid consumption, we should choose a merchant with a longer prepayment period, or choose a method that can be settled according to the actual consumption.
Finally, we also need to read the terms of the contract carefully. Before signing a contract, we must carefully read the terms of the contract and understand our rights and obligations. In particular, the provisions on refunds and transfers should be paid attention to. If you find that there are unfair terms or ambiguities in the contract, you must raise it in time and ask for amendments.
I hope my sharing can bring some inspiration and help to everyone!