What is Mobile Payment?
Mobile payment refers to the use of a regular or smartphone to complete or confirm a payment, rather than paying with cash, bank card or check. Buyers can use their mobile phones to purchase a range of services, digital products or goods.
Mobile payment is a new type of payment method in the Internet era, which is centered on the mobile terminal, and the purchased products are settled and paid through the mobile terminal, and the main form of mobile payment is mobile phone payment.
Mobile payments are derivatives of third-party payments. The so-called third-party payment refers to the transaction through the third-party payment platform, after the buyer purchases the goods, the account provided by the third-party platform is used to pay for the goods, and the third party notifies the seller that the payment has arrived and the goods are deliveredAfter the buyer inspects the item, the buyer notifies the seller of the payment, and the third party transfers the payment to the seller's account. According to the researchers, third-party payment essentially acts as a credit intermediary, providing a certain credit guarantee for the payment activities of transactions, so as to eliminate the credit risk problem caused by the asymmetric information between buyers and sellers.
Xinyada
Company Highlights: A financial technology service provider that provides professional solutions for bank-based financial institutions.
Main business: financial institutions mainly in the banking industry, providing end-to-end professional solutions and products.
Super-Info Communications
Company Highlights: A comprehensive communication technology service provider integrating communication network construction, network maintenance and network optimization.
Main business: to provide customers with professional communication technology services and refined, high-quality Internet of Things integrated solution services.
Science and technology information
Company Highlights: A comprehensive information service provider in the field of smart government affairs and smart enterprises in China.
Main business: Provide government and enterprise customers with comprehensive information solutions integrating software development, system integration, and IT operation and maintenance.
Zhaori Technology
Company Highlights: The paper pattern anti-counterfeiting technology has reached the domestic and international advanced technology level.
Main business: Focus on the research and development and sales of bank-to-business mobile payment security products, bill anti-counterfeiting and paper pattern anti-counterfeiting technology.
Jiadu Technology
Company Highlights: Master the core technologies of artificial intelligence such as face recognition, first-class structuring, knowledge graph, and big data.
Main business: intelligent security, intelligent rail transit, communication value-added, services and integration (including network and cloud computing products and services.
(The above content is from the exchange of Xi for education only, does not constitute investment advice, and is not used as the basis for investment decisions）