Hangzhou Future Science and Technology CityplatesTahoe Hangzhou yard, a set of construction area of 649The 49m2 No. 8-3 townhouse was unsold again in the foreclosure auction on the Alibaba asset platform. The appraised value of this house is 665090,000 yuan, the starting price is about 44.22 million yuan, but it still failed to sell. This set of ** was first listed on the foreclosure platform in May last year, and went through a year-long auction process, but in the end it could not be successfully sold. Now, this is the second auction of the house.
At the first auction last year, this set of ** attracted much attention, one of the reasons is that it is a criminal auction house, which is related to a large "routine loan" case. It is understood that the actual owner of the ** is a principal offender suspected of extraordinarily large "routine loans". The criminal group was defeated by Lanzhou** in 2019, 253 suspects were arrested, and 1,317 related apps and ** were seized. The group illegally lent 62 percent in less than a year7.3 billion yuan, and the amount of repayment received exceeded 91100 million yuan, with a profit of more than 2.8 billion yuan. The organization also blackmailed and coerced victims by means of text message bombardment and insults, and the number of victims reached more than 390,000. On the other hand, this set of **last year's first auction** was estimated at nearly 100 million yuan, which aroused widespread discussion and attention from netizens. However, this overestimation makes the unsold auction a high probability event.
In addition, in addition to this set of terraced houses No. 8-3,Tahoe Hangzhou yardNo. 8-1 and No. 8-2** have also been auctioned on the Ali asset platform. Among them, No. 8-1** was auctioned due to the bankruptcy liquidation of the developer, and No. 8-2** will also be auctioned again later this month. There is a huge difference between the appraisal price of these three sets of ** and the actual transaction. It can be learned through the transparent sales networkHangzhou yardAmong the 8 buildings, these four houses are the largest in terms of construction area, of which No. 8-1 is the most expensive with a total price of 48.51 million yuan. In June last year, this house was sold for 38.82 million yuan in the legal auction, which is equivalent to a unit price of about 5980,000 yuan. In comparison, the total filing price of No. 8-3 and No. 8-2 is 46.56 million yuan, which is equivalent to 71,692 yuan. And now after the 8-3rd is re-auctioned, the appraisal price has been lowered to 665090,000 yuan, which is still more than the record price of the new house. The appraised price of No. 8-2 is 18.76 million yuan lower than that of No. 8-3, which is puzzling.
1. Evaluate the difference in the company
There are four main ways to determine the appraisal price of foreclosure houses, one is to negotiate with the person subject to enforcement**, one is to evaluate the company's pricing, one is to inquire online, and the other is to inquire about the price. ForHangzhou yardIn the case of these three houses, their appraisals are all done by specialized appraisal companies. However, different appraisal companies may use different valuation methods, which may lead to differences in appraisal values. The assessment methods are generalMarket Comparison MethodIncome approachwithCost methodMarket Comparison MethodEstimated by comparing the trades** of similar assets in the marketPropertyValue. Income approachIt is suitable for shops, office buildings, etc., which need to consider factors such as rental income, depreciation and maintenancePropertyto determine the market value by calculating future earnings. WhileCost methodApplies to newly created onesPropertyto determine the market value by calculating the cost of reconstruction and the degree of depreciation.
2. Assess the differences in time points
Room ratesis one of the factors affecting the difference in the appraisal price of foreclosure properties. Room ratesThere will be fluctuations at different points in time, and different points in time may lead to differences in appraisal prices.
3. The appraisal company has different levels of understanding of local housing prices
The level of the appraisal price is also related to the actual situation of the appraisal company on the local areaRoom ratesThe degree of understanding. Local appraisal companies have a better understanding of local realitiesRoom ratesTherefore, the appraisal prices of No. 8-1 and No. 8-2** are closer to the actual market situation;The appraisal price of No. 8-3 is relatively high, which is one of the reasons why it has been repeatedly unauctioned.
In short, by passingTahoe Hangzhou yardThe comparison of these three sets of ** appraisal prices shows that the reasons for the difference in appraisal prices involve the difference in appraisal companies, the differences in appraisal time points, and the appraisal company's local appraisalRoom ratesFactors such as the difference in degree of understanding. For foreclosure houses, the accuracy of the appraisal price is very important for the sale of **, and it also highlights the risks and uncertainties of the foreclosure market.