A personal credit report is an important document to record an individual's credit status, including an individual's basic information, credit history, loan history, credit card record, guarantee record and other information. Inquiring about personal credit reports is one of the important ways to understand personal credit status. Here's how to check your personal credit report online.
1. Log on to the official website of the Credit Information Center of the People's Bank of China.
First of all, you need to log on to the official website of the People's Bank of China Credit Information Center. Enter the keyword "People's Bank of China Credit Information Center" in the browser to find the entrance to the official website.
2. Register an account.
On the homepage of the official website, click the "Internet Personal Credit Information Service Platform" link to enter the Personal Credit Information Service Platform. In the upper right corner of the page, click the "Register" button, fill in the relevant information and set a password to complete the registration.
3. Log in to your account.
After the registration is completed, return to the Personal Credit Information Service Platform, enter the account number and password, and log in to the account.
4. Select a query method.
After the login is completed, the page will display two ways to check your personal credit report: bank card and digital certificate. Select one of the methods to query.
5. Query results.
If you choose the bank card inquiry method, you need to fill in the information such as your valid ID number and bank card number, and submit the inquiry application. The result will be sent to the registered email address within 24 hours. If you choose the digital certificate query method, you need to install the digital certificate and submit the query application, and the query result will be sent to the registered email address within 24 hours.
6. However, the business department of the People's Bank of China or the outlets of commercial banks should be inquired.
Inquiries to the business department of the People's Bank of China or the outlets of commercial banks are only the most convenient way. Commercial bank outlets, the outlets of each city are different. You can first search by entering keywords on the relevant web page, or search by navigating the map.
To print a credit report, you can generally print it at the business outlets of commercial banks or the business department of the People's Bank of China. If it is the first time or the first time to inquire within one year, it can be printed on the bank's group host, and face recognition and ID number are requiredIf you make multiple inquiries a year, you need to go to the bank counter to print it.
To sum up, in order to protect personal privacy and information security, you need to use valid identification and bank card information to check personal credit reports, and you can only check the credit report in your name. At the same time, the query results can only be used as a reference, if necessary, it is recommended to go to the local People's Bank of China or relevant institutions for detailed consultation and printing.