Friends who are not yet married, basically work-oriented, most of them are in the career rise period, busy work, limited income, but the cost is not small, the key to the configuration of insurance is to spend the limited budget on the products that are just needed!
The key to insurance planning
Initial risk protection is established, leaving room for premium expenses.
Effectively configure products that are just needed to cover the risk of malignancy.
Based on premium affordability, consider the sum insured and features of the product.
On the basis of establishing risk protection, consider savings insurance such as annuity insurance and increased whole life.
Basic risk protection
Medical insurance: make up for the lack of social insurance, solve large medical expenses, cover outpatient hospitalization, special drugs.
Critical illness insurance: a one-time loss of money to make up for the loss of income, medical treatment, **.
Accident Insurance: Accidental Death, Disability, Accidental Outpatient Hospitalization.
Term life insurance: lose a lump sum of money at one time, keep love without leaving debts.
Lifetime cash flow protection
Annuity insurance. Incremental whole life insurance.
The two are the best way to build a passive income system, which is safe and stable to increase in value, used for retirement, savings, investment, and locking in interest rates to ensure long-term stable income.
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How to choose annuity insurance and increased whole life for "money protection"?
I want toFor more detailed program customization, I can just chat privately!