Look, I can check the breeding situation in the pond with a few clicks on the screen on my mobile phone, and I can also directly complete daily breeding operations such as aeration and feedingIn the Guobin Breeding Professional Cooperative in Sihui City, Zhaoqing, Guangdong, President Ma Guobin raised his mobile phone and told reporters.
Guobin Aquaculture Cooperative currently covers more than 130 farmers in more than 30 surrounding villages, with a breeding water surface area of more than 8,900 acres. Fish farming is a major issue, and managing and regulating the water quality of fish ponds is a technical task. According to Ma Guobin, dissolved oxygen, pH and water temperature are very important for the survival and growth of fish.
In the past, we relied on experience to raise fish, how many fish were raised in each fish pond, when oxygen was supplied, and whether the fish were sick, all of which were judged by personal experience, and there was no scientific basis. Ma Guobin lamented, "Fish farming is a chore, especially during typhoons, when the air pressure drops, and the bottom of the fish pond is prone to lack of oxygen." Even if the sky is full of thunderclouds and storms, we fish farmers still have to hold umbrellas and wear rain boots, and walk to the fish pond to manually turn on the switch of the aerator. ”
However, in the past year, Lao Ma's fish farming business has been much easier. This is because his fish pond has been "upgraded", and equipment such as dissolved oxygen, temperature combination sensors, pH sensors, aquaculture Internet of Things control cabinets, underwater cameras, and agricultural micro weather stations have been installed. With these equipment, Ma Guobin can open his mobile phone at any time to check the dissolved oxygen, temperature, pH value, wind and precipitation on the ground, and also observe the growth of underwater fish in real time, which also makes Lao Ma feel the power of science and technology. "In the past, patrolling the pond was to follow the feeling, but now it is to look at the data. Ma Guobin said.
Behind all this, China Property & Casualty Insurance "5G + Internet of Things" intelligent fishery fine management service system (also known as "insurance cloud fish pond") is supported, the core of which is to help the aquaculture industry optimize the production and operation model, consolidate the foundation of risk defense, realize the transformation and upgrading from "relying on the sky to eat" to "science and technology breeding", and promote the high-quality development of the aquaculture industry.
It is worth noting that the project of "Insurance Cloud Fish Pond" also provides aquaculture farmers with a "policy + commercial supplement" double insurance protection model, and the insurance liability covers the loss of aquatic products caused by natural disasters, accidents and other reasons, such as overflowing embankments, embankment failures, continuous high and low temperature weather, aquatic diseases and epidemics. In addition, the disaster prevention and relief costs of farmers caused by sudden changes in weather are included in the scope of insurance protection, so as to realize the upgrade of insurance protection from "physical and chemical costs" to "physical and chemical costs + production costs", and the insurance assistance is expanded from post-disaster claims to pre-disaster defense.
Once, I found through the underwater camera that the perch in a pond had the manifestation of illness, and immediately caught it and sent it for inspection, the result showed that it was a bacterial infection, fortunately it was found quickly, and thousands of perch survived, if the problem was not found in time, the perch in the pond may not be saved, and more than 100,000 pieces will be lost. Talking about this experience, Ma Guobin still has lingering palpitations.
It can be seen that the essence of "insurance cloud fish pond" is to give full play to the power of science and technology, make early warning and risk guidance in advance, help farmers avoid risks, promote the transformation of agricultural insurance from "post-disaster compensation" to "disaster reduction" and "pre-disaster prevention", realize the management of risk reduction, and effectively improve the ability to protect and prevent.
In 2020, the "Implementation Opinions on Vigorously Promoting the High-quality Development of Agricultural Insurance" jointly issued by the Guangdong Provincial Department of Finance and other units clearly pointed out that insurance institutions should be supported to improve the empowerment of agricultural insurance technology, and widely use big data, cloud computing, satellite remote sensing, drones, aerial photography assistants, remote surveys and other technical means to escort smart agriculture and digital agriculture.
Coincidentally, in Chenzhou Village, Hongcao Town, Shanwei City, Guangdong Province, "insurance + technology" has also brought good news to oyster farmers. Chenzhou Village, Hongcao Town, Shanwei City, is a typical representative of coastal villages in Guangdong Province, famous for oyster farming, with a history of oyster farming for more than 300 years, known as "China's Oyster Township". According to the data, the oyster breeding area in the surrounding waters of Chenzhou Village is nearly 20,000 mu, with an annual output of 1 shell oysters50,000 tons, through the vigorous development of the oyster farming industry, driving the local villagers to gradually embark on the well-off road of increasing the income of oyster people, increasing the efficiency of the oyster industry, and enriching the oyster village, Chenzhou Village was once rated as one of the "Top Ten Characteristic Industrial Villages in Guangdong".
In May this year, China Property & Casualty Insurance officially delivered the "Smart Oyster Farm" risk monitoring system to Chenzhou oyster farmers, including 34 sets of risk monitoring equipment and software service platform. The project is equipped with free IoT equipment for oyster farms, which can record and monitor dissolved oxygen, pH, temperature, salinity and other related data of aquaculture water in real time, effectively reducing the monitoring cost of farmers and improving the monitoring effect. When the water quality exceeds the equipment monitoring threshold, the system will push the alarm information to the farmers' mobile phones in time, so as to check the risk in time, take relevant measures to reduce losses, and truly achieve the purpose of risk reduction.
Based on the traceability code that can be formed by the "risk monitoring system + blockchain technology" of the smart oyster farm, when consumers cause harm to customers due to quality problems of the insured oyster products in the consumption process, the data of the production process of oyster products and the data of processing, circulation, sales and other links can be traced, and the product can be judged and the destination of the product can be determined, and the insurance liability can be determined and paid, which is of great significance to the food safety of oyster products.
Nowadays, more and more similar achievements continue to take root and land, through the "insurance + technology" innovative service model, to build an integrated service system of aquaculture insurance "protection, prevention and compensation", to help the high-quality development of fishery to take a more solid step!
*: Farmer**).