The heat wave of "Double 11" has just passed.
The popularity of "Double Twelve" is ready to go.
It's not just a carnival for merchants and shoppers
It is also the "highlight" of fraudsters' year-end "performance".
"Fake trading", "fake customer service", "fake store".
To defraud the masses of money.
They do it all.
Today's "Panda Anti-Fraud" combines real cases.
We have compiled the "Double Twelve" anti-fraud guide for everyone.
I hope you will see more and learn more.
Avoid falling for scams.
Real-world examples
01 "Fake trading" transaction, was defrauded of 4,000 yuan
On December 1, citizen Li was ready to buy a Huawei mobile phone, but because he didn't get it on the official website, he wanted to start it through other online shopping platforms. After some searching, Li saw that a store was selling the mobile phone on the "Salted Fish" app.
When consulting the seller, the other party said that the platform trading authority was not enough, and he needed to trade in a different way. So Li added the other party's friends through the QQ number displayed on the store page, and finalized the mobile phone** and mailing address. Subsequently, the seller sent a "transaction**" link to Li and asked him to pay for the goods on the "**".
In the end, Li opened the link and pressed "After transferring 4199 yuan to the bank account reserved on **, the other party suddenly "disappeared without a trace".
Routine analysis
Fraudsters publish low-priced product information on major second-hand trading platforms, casting a wide net to attract victims.
Since online second-hand trading platforms are protected by transactions, fraudsters will generally guide victims to add QQ or WeChat details on the grounds of "concessions" or "platform restrictions", and then induce victims to conduct offline transactions.
After the negotiation between the two parties is completed, the fraudster will send a fake platform link to induce the victim to click on the link to fill in personal information for payment, thereby committing fraud.
**Reminder
During the "Double Twelve" period, all kinds of ** information increased, and the masses should be wary of "low prices" and "discounts" as gimmicks when shopping online, and then trick you into leaving the platform for various reasons to trade "fake trading"!
02 "fake customer service" refund, defrauding 6,000 yuan
On December 4, Ms. Wang, a citizen, received a call from ** "customer service", saying that the clothes she purchased had quality problems and that she was currently going to be compensated twice, and then the "customer service" took the initiative to add Ms. Wang's WeChat and sent a "refund**" link.
During the operation, Ms. Wang filled in personal information such as bank card, mobile phone number, and ID card in "**" according to the requirements of "customer service", but after clicking submit, "* prompted "The operation is wrong, and the account is 'frozen'". By asking the "customer service", I learned that the "verification code" received needs to be sent to the "customer service" for "verification", and the "refund" can only be "received" after the "unfrozen".
In order to get the "refund" as soon as possible, Ms. Wang immediately told the other party the verification code, who knew that only a few minutes later, she received a text message of bank card transfer of 6899 yuan, and she realized that she had been deceived.
Routine analysis
Fraudsters steal the victim's detailed information from illegal channels, including name, ID number, purchased goods, express order number, etc., and then call the victim by pretending to be the after-sales "customer service" of the shopping platform, falsely claiming that the goods have quality problems and can be compensated twice to gain the victim's initial trust.
Fraudsters add victims as friends through online social media accounts, send fake ** links, and then ask victims to send verification codes for "verification" under the pretext that the victim's information is filled in incorrectly or the "account" is frozen.
Fraudsters use the victim's mobile phone number and verification code to register and log in to the third-party payment platform, and then bind their bank card to the third-party payment platform through the personal information obtained from the fake** for fraudor directly log in to the victim's other payment accounts through mobile phone numbers and verification codes to steal them.
**Reminder
During the "Double 12" period, the volume of express delivery increased sharply, and fraudsters would impersonate the customer service of major trading platforms to commit fraud during this time period. When the masses receive a call from "customer service" and claim to take the initiative to compensate multiple times, they must verify it through official channels to avoid being deceived!
03 "Fake store" hit the list and was defrauded of 30,000 yuan
On December 5th, Ziyang citizen Chen received a strange **, the other party claimed to be "Douyin customer service", because the "Double Twelve" is coming, and his Douyin shopping credit is good, so he was invited to participate in the "Double Twelve Hit List Activity", and said that as long as you add "customer service" WeChat and like and follow the designated "store" as required, you can get "merchant rebates" ranging from "1 yuan to 20 yuan".
Like and follow to get "rebates"?With the mentality of trying, Chen immediately added the "customer service" WeChat, and under his guidance, he paid attention to the designated store and then took screenshots for feedback, and received a total of more than 60 yuan in red envelopes.
After that, the "customer service" informed Chen that the "follow" task had been issued, and there was only the "anchor ranking" task left, but the "ranking guidance" QQ needed to be added for the next step. That is, Chen added "Ranking Guidance" as required, and clicked on an app called "Xingwei Culture" sent by the other party.
In the app, under the guidance of "Assistant Xuanxuan", Chen began to take over the task of "playing the list". For the first time, Chen advanced 100 yuan and received a rebate of 28 yuanThe second time, advance 200 yuan, get a rebate of 38 yuan. And after tasting the sweetness, he began to take on large tasks under the continuous inducement of the other party, and successively transferred 30,000 yuan to the account provided by the other party for "playing the list".
In the end, when Chen wanted to withdraw money, he was told that the account was "frozen" and he needed to pay 150,000 yuan for "thawing". And when he was about to transfer money to "unfreeze", he received an anti-fraud dissuasion from the police, and then he realized that he had been deceived.
Routine analysis
Under the banner of "high commissions", "attention rebates" and "store promotion", fraudsters recruit "swipers" and "promoters" through the form of ** and the Internet, and once a victim is "hooked", they will be asked to add an online social account.
Fraudsters will first ask the victim to receive tasks such as "follow" and "like" that do not require advances, and when the victim completes it, they will immediately give a small commission to deceive the trust.
After completing the preliminary "task", the fraudster will guide the victim to **APP, under the guise of "the more recharge, the more rebate", to deceive the victim into advancing funds in the APP to recharge, and continue to give small "rebates".
When the victim completes the task and wants to withdraw money, the fraudster will refuse to pay the principal and commission under the pretext of "card order", "abnormal operation" and "frozen account", and even trick the victim into continuing to increase investment, so as to defraud more funds.
**Reminder
During the "Double Twelve" period, we should be highly vigilant against "part-time" advertisements such as "improving store sales, brushing credibility and praise", and don't try with the mentality of trying, and beware of falling into the "trap of swiping orders" of fraudsters!
"Panda anti-fraud" warm reminder
1. After online shopping, if you encounter a call claiming to be a customer service staff of a platform, you should confirm it through the official platform as soon as possible, don't easily believe the words of unknown callers, don't be doubled claims**, blindly gullible, and lose big because of small things;
2. Buy goods to be traded on the regular platform, operate according to the specifications, do not leave the platform to operate and trade privately, do not easily scan the *** sent by strangers or click on the link sent by the other party, do not enter personal information and bank card information, password, etc. on the ** at will;
3. Be vigilant when encountering online part-time advertisements that "brush orders" and "brush reputations", and any online "part-time job" that asks for advance funds is a fraud.
*: Panda Anti-Fraud.