A family card payment is a method of paying a certain amount of money in lieu of paying actual cash. As with other payment methods, the payment process does not provide detailed purchase information. Therefore, a family card payment alone does not help you understand what the other person has purchased.
A family card is generally a prepaid card, and the purchaser can deposit a certain amount of money into the card and authorize the user to spend through the card. Depending on the amount provided at the time of purchase, the balance on the card will be reduced accordingly. However, the card's deposit usage record does not contain a detailed description of the purchase item. Only the payer or retailer (who used a family card during the shopping process) can get relatively detailed information based on the transaction history.
In some cases, such as in a family or intimate relationship, a family card may be gifted to an immediate family member or close friend to help them with their purchases. Doing so helps control consumer spending and provides some level of financial support. However, using a family card does not mean that the purchaser can track what the cardholder has purchased.
On the premise of protecting personal privacy, consumers have the right to request privacy protection when using family cards. As a result, payers and retailers are responsible for protecting cardholder privacy under privacy laws and regulations and do not provide purchasers with detailed shopping lists. Family card payments can only provide limited transaction information, such as the date of the transaction, the amount of the transaction, and the location of the transaction.
In short, the payment of the family card itself does not see what the other party has purchased. This payment method only provides basic information about the transaction, and the payer and retailer have a responsibility to protect the cardholder's personal information when it comes to maintaining privacy. Purchasers can only learn about their purchases based on the purchase information voluntarily provided by the cardholder.