Didi Finance alleviates the financing difficulties of small and micro enterprises
With the development of the economy and society, the role of small and micro enterprises is becoming more and more significant, and more and more people choose to do some small business to provide livelihood services for the community, Guo Chunyu is one of them. It is understood that Guo Chunyu has been working hard in the Internet industry for 10 years. From O2O to travel to energy, from operation to business to marketing, Guo Chunyu has accumulated rich experience in Internet operations. In May 2022, at the invitation of the two partners, Guo Chunyu was determined to transform and start a business and join the rapidly developing industry of new energy charging. However, the issue of financing has always been the biggest difficulty in the process of starting a business. Every time a new charging station is built, it has to go to financing. Traditional bank loans require collateral, and it takes at least 3 months from bank inspection to submission of materials to disbursement.
The convenient Internet loan service effectively solves this problem in the process of Guo Chunyu's entrepreneurship. "In April this year, at the critical juncture of the expansion of the charging station, Didi Finance gave us a financing support of 1 million yuan, with an annualized interest rate of 5%, which helped us solve the start-up capital for the construction of the new charging station, and at the same time alleviated the tight pressure of the account period of the charging pile transformer. After uploading the information, the loan will arrive in 5 working days, which is too fast. Guo Chunyu said in surprise.
In recent years, the financial industry has also been constantly innovating and forging ahead, making breakthroughs in development, and effectively helping the entrepreneurial environment to develop for the better. It is understood that in recent years, Didi Finance has been committed to alleviating the financing difficulties of small and micro enterprises, effectively helping the development of small and micro enterprises, and serving the real economy. Didi Finance's loan service is unsecured loans, and the loan threshold is low, which can help small and micro enterprises reduce financing costs. As a credit product launched by Didi Finance, users need to submit a loan application after registering for a drip loan, and the system will match the corresponding amount according to the user's credit and qualifications, and the user can apply for withdrawal after the credit is successful. The drip loan itself is also a financial product with brand protection, and its lender is naturally a licensed financial institution.