Shocked, friends!In 2024, a large-scale adjustment of the basic pension for retirees will be implemented!Have you heard about this pension?
Yes, if this policy is implemented, it will undoubtedly be great news, especially for those of us who have worked hard all our lives.
Do you know what this pension adjustment means?Let me give you a detailed breakdown, you definitely can't miss it!
Generally speaking, the pension of enterprise employees consists of "basic pension" and "personal account pension"!
It can be seen that the pension is overpaid and paid for a long time!The longer the cumulative payment period, the more basic pension and personal account pension;The higher the level of contributions, the later the retirement, and the more pension there is in the personal account.
The pension insurance payment status and treatment information can be queried through the social insurance personal rights and interests record sheet!
In addition, the insured can also inquire about the social insurance personal rights and interests record through the self-service all-in-one machine in the social security office hall of the place where the insured is insured, the human resources and social security department**, and the human resources and social security department APP.
1. Scope of adjustment:Retirees who have gone through the retirement procedures in accordance with the regulations before December 31, 2022 and receive a basic pension on a monthly basis.
Second, the level of adjustment:The national adjustment ratio is based on the 2022 retirees, 38% sure. Each province shall determine the adjustment ratio and level of its own province with the national adjustment ratio as the upper limit.
3. Adjustment methods:We should adopt the method of combining quota adjustment, linkage adjustment, and appropriate inclination, and unify the adjustment methods for retirees in enterprises, government agencies, and institutions.
Judging from the important content above, this pension adjustment covers a wide range of people who will retire before the end of 2022. The main contents of the adjustment include a combination of quota adjustment, linkage adjustment and appropriate inclination, so as to ensure that every retiree can fairly enjoy the dividends of this adjustment. Doesn't that sound exciting?
Pension adjustment is mainly affected by three factors. One isThe average social wage, which is an important factor in the basic pension calculation formula. Secondly,Price growthIt is also the primary consideration target of the national pension adjustment. Finally,** Affordability, that is, the income and expenditure of social security**, will also affect the adjustment of pensions.
Let's talk about the biggest concern - pension increases. It is said that the increase in pensions in 2024 is expected to reach 35%, if it lands, it will be a real benefit for each of us. Although the exact amount of increase depends on individual circumstances, it is undoubtedly a big improvement in our retirement life.
Taking into account the economic differences between different regions, this adjustment will also make appropriate distributions according to regions. This means that retirees in different regions will enjoy corresponding pension increases according to the local economic situation and price level.
You may ask, why is this adjustment so important?In fact, with the development of society and the intensification of population aging, the pressure on pension payment is increasing.
This adjustment not only reflects the state's care for the elderly, but also reflects social responsibility and fairness. Through adjustment, we can ensure that the pension is synchronized with social and economic development, so that the majority of retirees can enjoy the benefits they deserve.
Personal opinion, for reference only.