I have worked in the system for many years, held various positions, and accumulated a wealth of work experience. My wife, on the other hand, worked in a collective counterpart and has been working as a flexible worker since she was laid off. This has led to a world of difference in how we treat ourselves in retirement.
As a staff member in the system, I have a lot of moneyPensionand a variety of benefits. According to my rank in the public institutionYears of serviceand the level of salary, I was able to receive a high basic amount every monthPensionOccupational pensionsand the income outside the overall plan, plus the year-end assessment bonus, the total income is more than 10,000 yuan. This allows us to secure our quality of life and live a relatively affluent retirement.
As an external worker, my wife did not enjoy the same treatment. hersPensionOnly 1,400 yuan is not enough to meet basic living needs. Despite going through several price increases, monthlyPensionsIt has reached more than 2,600 yuan, but it is still far from enough. ExceptPensionShe can also receive some heating subsidies, but no other benefits. This has also led to a relatively poor life for my wife after retirement.
Our career choices at work determine the difference in our treatment after retirement. I work in a higher position in the system, and I enjoy a correspondingly better salary. The wife did not hold a management position when she worked in the collective counterpart enterprise, but was just an ordinary employee, so the level of treatment after retirement was naturally relatively low.
In addition, career choices are also related to opportunities and development. As a staff member in the system, I have more opportunities to participate in internal training and promotion, so I have a more obvious advantage in terms of position and salary. However, my wife is engaged in flexible employment, and there is no clear promotion channel and rank system, which also limits her development space and salary improvement. At the same time, career choices are also related to the level of personal struggle and effort. I have been proactive and constantly improving my professional skills and management level during my work, which has enabled me to have a higher rank and more generous retirement benefits after retirement. Spouses, on the other hand, do not have many opportunities to pursue personal development at work, and can only rely on the income from flexible employment.
The difference in retirement benefits reflects the adjustment of benefits in the reform. The essence of reform is the redistribution of benefits among people, and every reform creates winners and losers. In the process, some people benefit because they have access to better opportunities and conditions, while others suffer because they are marginalized or not prioritized. In our family, I benefited as a worker in the system, while my wife suffered as a worker outside the system. This is a typical phenomenon of interest adjustment. Although the wife'sPensionLower, but I always tell her that the party and ** have not treated us badly, our overall income is quite average, and we should be content. This kind of enlightenment has enabled the wife to gradually accept the reality and begin to face the challenges of retirement life positively.
Our experience is partly a reflection of the importance of choice and opportunity in personal development. As college graduates from the same starting point, my wife and I should have similar treatment and income levels. However, due to different career choices and job opportunities, our life trajectories vary dramatically. Chance doesn't treat everyone that well, but choices can change fate to a certain extent. Those who have the courage to accept challenges and are good at seizing opportunities are often able to achieve better development and rewards. And those who turn a blind eye to opportunities and lack initiative will have a hard time achieving their dreams.
Through my family's experiences, I have learned the importance of personal choice and opportunity. Career choices determine our development path, and opportunities determine our income and status. Although the reform has given us some opportunities, it is ultimately up to everyone to seize and take advantage of them.
At the same time, we should also be aware of the social situation and environment in which we live, and be relatively content and happy. Whether inside or outside the system, we must face life with a positive attitude in order to better realize the value of our lives.