In the era of information, spam is everywhere, and financial spam is like a rat crossing the street, everyone shouts and beats. Recently, the Internet Finance Association of China and a number of units jointly held a seminar on the linkage management of financial spam information, calling for strengthening industry self-discipline and jointly promoting the healthy and orderly development of the financial information market.
Financial junk information, a seemingly familiar but unfamiliar term, has long penetrated into our lives. Whether it is harassment**, scam text messages, or false advertising, phishing**, there is a shadow of financial spam information hidden behind it. This information is often lured to consumers under the guise of low interest rates and fast approvals, and once successful, it disappears without a trace.
In the face of this serious problem, industry associations, telecommunications companies, financial enterprises and other relevant parties have expressed their intention to work together to discuss joint governance measures. Among them, Li Dan, Secretary-General of the Value-added Special Committee of the China Association of Communications Enterprises, emphasized that more than 70% of the current complaints about financial spam information are more than 70%, and it is urgent to formulate relevant regulatory requirements and industry self-discipline norms. This means that financial enterprises should not only assume the main responsibility for marketing SMS and collection management, but also avoid infringement of consumer rights and interests caused by the non-standard behavior of cooperative institutions.
At the same time, the associations of the communications industry and the financial industry will strengthen cooperation, establish a working mechanism as soon as possible, unify understanding, and improve their position. Through the establishment of working mechanisms such as the joint handling of user complaints, the implementation of relevant policy publicity and special training, to guide information and communication enterprises and financial enterprises to operate in compliance and long-term development.
So, how can we effectively control financial spam?First of all, it is necessary to clarify the subject of responsibility. Both information and communication enterprises and financial enterprises must strictly abide by relevant laws and regulations and industry self-discipline norms, and earnestly fulfill their main responsibilities. Second, it is necessary to strengthen the use of technical means. Through the establishment of an efficient monitoring, early warning and disposal system, improve the ability to identify and intercept financial spam information. In addition, it is necessary to strengthen cross-departmental and cross-industry collaboration. Only when the communications industry and the financial industry work together to form a joint force can the goal of governance at the source be achieved.
In this context, the relevant authorities should strengthen the supervision of financial spam information. Through the introduction of relevant policies and regulations, the punishment of violations of laws and regulations will be increased. At the same time, consumers should also be vigilant and enhance their awareness of self-protection. Stay calm in the face of various **, and do not believe in false promises such as low interest rates and fast approvals.
The person in charge of Shenzhen Qiancheng Digital Inclusive Finance Research Group believes that the governance of financial spam information is a systematic project, which requires the joint efforts of enterprises, enterprises and all sectors of society. Through the comprehensive application of measures such as strengthening industry self-discipline, strengthening technical means and cross-departmental cooperation, I believe that we will be able to pay off a piece of the pure land of the financial information market. At the same time, it is also hoped that consumers can be vigilant, distinguish between right and wrong, and stay away from fraud traps.
To be continued).