Hello everyone, I'm Mu Muxue!
In life, many people do not have a deep understanding of the importance of money.
But when we reach a certain age, we have no stable income, no savings, and we or our relatives encounter things;
If we can't come up with the money, we will understand that what is shameless and what can't be put down is all floating clouds.
Over the years, I have always felt that I am not a good example, with a precarious job and no stable income.
I haven't encountered anything big before, but I can barely get by, and my life is tight.
But since I started doing IVF this year, the money is like a flowing water, and I know the importance of money better.
Many people think that it may be nothing, but for me in ordinary people, it is enough to overwhelm people.
In the adult world, there is no money, and many things I want to do, but I can only feel full of powerlessness.
Sometimes when I watch my parents grow old and I don't have the ability to let them live a good life, I feel sad in my heart.
Without money, it's really hard to do a lot of things.
Think about yourself for so many years, you have very little time and energy to really care about your family, and you have made a mess of your life.
In the past year, I have a great feeling that there is so much hypocrisy in the adult world;
Look at the people around you and think about the life you want to live, and you will instantly understand the importance of making money and managing yourself well.
In this life, only when you are truly strong can you be fearless of the ups and downs in life, and everything around you will be harmonious.
Kazuo Inamori once said
"Anyone's confidence is based on economic strength, and money can lead to all inferiority complex and suffering. ”Always remind yourself not to be hypocritical, it is important to make money.
Below, I will share with you 6 lifestyle habits that I think can make you richer and richer, I hope it will help you.
Develop your own investment awareness and invest a portion of your monthly income
Many people have a misconception that only when they make a lot of money can they invest and make money.
Actually, this is a wrong way of thinking, because investment is not a luxury, but a necessity.
If we just put our money in the bank or spend it on some unnecessary consumption;
Then our money will be eroded by inflation and the passage of time, and our wealth will become less and less.
And if we can use our own money to invest in something valuable, such as learning some skills, improving our abilities or managing money, etc.;
Then our money will continue to increase and our wealth will increase.
Sam. Walton said
"Don't spend all your income on spending, leave some for investment and let the money work for you. ”According to our actual situation, we can take out a part of our monthly income, such as 10%, to invest in ourselves, so that we can become better little by little.
Investing is not a game of getting rich overnight, but a continuous process of accumulation and compounding, in which we should not rush and adhere to long-termism.
Let the side hustle give you a bonus to your income;
There is a saying that goes like this: "The main business seeks survival, and the side business seeks development." ”
A side hustle is something that we can do in addition to our main job that can bring benefits, such as writing, teaching, designing, programming, translation, live streaming, e-commerce, and so on.
If our salary is not high and there is no room for improvement for the time being, then we can consider using a side hustle to give ourselves a bonus.
There are many benefits of doing a side hustle, such as a side hustle can increase our income, make our life richer and freer, and also allow us to have more money to invest and spend.
Now the employment environment is not so good, in fact, there are many people doing side jobs, and it has gradually become a trend.
If you don't want to be limited by the limited income of your main business, you should prepare yourself more and use your side hustle to add to your income, so that your income will be more diversified and our wealth will be more stable.
Maintain a healthy lifestyle and get sick less;
In life, many people ignore the fact that health is actually one of the greatest wealth.
If we don't have health, we don't have the energy and time to make money, and we will spend a lot of money on treatment, and we will lose a lot of opportunities and happiness.
Therefore, we need to develop a good habit of maintaining a healthy life and getting sick less.
How do you maintain a healthy life?
First of all, it is necessary to have a regular schedule, go to bed early and get up early, do not stay up late, take appropriate rest, and do not let yourself be overtired.
Secondly, we must have a reasonable diet, eat more fruits and vegetables, eat less greasy, and do not overeat.
In addition, it is necessary to have a moderate amount of exercise, such as walking, jogging, etc., exercise at least three times a week, sit for a short time, and not be lazy.
Finally, have a good attitude, laugh more, worry less, not be anxious, not depressed.
These seemingly simple habits actually have a huge impact on our health.
If we persist in doing it, we will find that our body will get better and better, and our spirit will become more and more vigorous.
Confucius said:
"The body of a gentleman is also a worry about the world. ”Therefore, we need to develop a good habit to maintain a healthy life and get sick less, so that we can have more energy to earn more wealth.
Constantly improve their abilities in all aspects;
Many people have the idea that as long as they find a stable job, they can live with peace of mind and no longer need to study and progress.
Actually, this is a very dangerous idea, because in this era of rapid change, if we don't learn, we will be eliminated quickly, and if we don't improve, it is easy to be surpassed.
We need to understand that work is not our guarantee, our ability is our own guarantee.
Our jobs may be replaced by machines or others, but our capabilities are our unique strengths.
Our capabilities determine not only our own income, but also our development and future.
There is a quote in the Aphorisms that says:
"In addition to self-improvement, there is no supreme skill. ”It basically means that there is no other way to overcome others than to strengthen yourself.
In this fast-growing and competitive society, only by constantly improving their abilities in all aspects and making themselves stronger, will they be more valuable.
Develop rational consumption habits;
Zeng Guopan once said:
"The rich are not frugal, and the poor regret. ”If we don't know how to save and spend lavishly when we live a rich life, we will regret it when we really use it.
Many people in life have a problem, that is, the more money they make, the more money they spend, the money is always not enough, and they always feel that they are poor.
In fact, this is because they have not developed good consumption habits, and they do not know how to reasonably arrange their income and expenditure;
They don't know how to distinguish between necessary and unnecessary consumption, they don't know how to enjoy life without wasting money.
Develop good spending habits to make your money more meaningful.
In life, it is best to develop rational consumption habits, and think about your budget and the value and significance of buying something before buying something.
If it's beyond your means, or if it's unnecessary, then it's best to restrain yourself and not spend impulsively.
Work hard to save and develop good habits of bookkeeping and financial management.
Many people have a misconception that only rich people need to save, keep accounts, and manage their finances, and if they don't have that much money, they don't need to do these things.
In fact, this is a very wrong concept, because saving, bookkeeping, and financial management are not a luxury, but a necessity.
These things need to be done no matter how much money we have, as they give us more control over our finances;
Let's know more clearly where our money comes from, where it goes, why it goes, and how it goes.
In this way, we can plan our wealth more effectively, avoid some unnecessary losses, achieve some important goals, and improve our wealth level.
The above are the 6 living habits that I share with you to make yourself richer and richer, I hope it will help you.
A very agreeable word:"80% of the difficulties in life can be solved with money, and the remaining 20% can also be alleviated by money. ”
Talking about money is not cheesy, but a kind of sobriety.
When we experience the cruelty of social reality, we will understand that "having money" is not only our greatest confidence and security, but also our biggest aspect as an adult.
From today onwards, let's develop these rich living habits together, make ourselves richer and richer, slowly become richer, and make our lives better and better!
The above encouragement!
It's not easy to code words, if you feel that the content inspires you, I hope you can spend 01 second to give a thumbs up, your affirmation will always be the motivation for my continuous output, thank you!
Author: Mu Muxue, a self-leading writer who focuses on personal growth and is trying to run to freedom, may we become a better version of ourselves through hard work and live the life we yearn for.Start planning for my 2024