There are many people who regret not paying social security after the age of 50, what do you think about this?It can only be said that some of them are too late to reach the statutory retirement age by more than 50 years, and men may be less than 10 years old, while women have actually reached the legal retirement age. So at this time, you realize that you regret not paying social security, then it must be 110,000, because the urban employee pension insurance does not allow a one-time payment of 15 years before the statutory retirement age, and you can directly retire and enjoy the treatment of receiving a pension on a monthly basis. Then it can be said that you can only give up the pension insurance for urban workers.
We can participate in another kind of endowment insurance, that is, urban and rural residents' endowment insurance, because the characteristics of urban and rural residents' endowment insurance is that before the age of 60, you can make a one-time payment for 15 years, but it is just a unified retirement age for men and women. At the age of 60, he cannot retire at the age of 50 or 55 as a woman, so the woman will not retire at least 5 to 10 years later. If you don't realize this until you're in your 50s, it's clear that it's too late. Because on the one hand, it is not possible to make up for it, and on the other hand, it is not practical to participate in the pension insurance for urban workers, and it is not possible to retire according to the normal statutory retirement age, but may have to delay retirement and become more than 60 years old to retire, and even over 65 years old is more than worth the loss.
In fact, we have talked about this matter many times, that is, we must participate in the basic pension insurance as soon as possible, especially before the age of 45. Even as a woman, it is possible to follow the normal legal retirement age before the age of 40. Go for retirement and enjoy the treatment of receiving a pension on a monthly basis. If you don't realize this until you're in your 50s, then many people may regret it, because, for example, as a woman, when he reaches the age of 50, he sees that some of his playmates and friends of the same age around him can receive pension treatment, although this pension may not be very high, but at least there may be one or two thousand yuan or even two or three thousand yuan.
But at this time, he did not receive any income from his retirement pension. Then this loss is imaginable, so I regret it. For such a problem, then 50 years old, I think it is too late to establish an urban and rural residents' pension insurance, after all, he is 60 years old to enjoy the treatment of a monthly pension, and at the same time urban and rural residents have a pension. The advantage is that you can make a one-time payment for the completion of 15 years before retirement, go directly to retirement, and enjoy the treatment of receiving a monthly pension.
Therefore, as long as you have sufficient economic conditions, you can choose a relatively high level of insurance payment, because from the limit of 2000 yuan in 2019, you can choose a higher standard, such as choosing 3000 yuan per year, or even 4000 yuan per year, there is no problem, because the higher your payment level, the higher the level of pension treatment that you can receive in the future, which is very beneficial to individuals, so it is better to say sooner rather than later, and there is no problem to establish urban and rural residents' pension insurance now。
Thank you for reading, talk about retirement knowledge every day, I focus on the field of social security and retirement, there are friends who like my articles, you can add my attention, thank you.