How to invest in Japanese real estate with a 10 million yuan overseas asset allocation budget?
With the end of the pandemic and the recovery of the Japanese economy, more and more customers are now looking at Japanese real estate. Japan's real estate income is stable, and the interest rate of Japanese bank loans is low, which is recognized by everyone. When buying a property in Japan, you must try to take advantage of the advantages of Japanese loans to maximize the investment benefits. So, if you have an overseas asset allocation budget of 10 million yuan, how can you invest in Japanese real estate?We offer two suggestions here.
The first
If you are just a simple asset allocation, you can choose to set up a company in Japan and use 5 million yuan to purchase a property worth 10 million yuan with a loan in the name of the company, with a loan interest rate of 15-2.8% with a return of 5%. In this way, it not only achieves the purpose of asset allocation of 10 million yuan, but also avoids the risk of buying real estate in the early stage because it is a loan to buy a house, and understands the actual value of the real estate market. At the same time, there is another 5 million yuan in cash, which is in the form of 15-2.If the 8% annual interest rate is brought out, you can buy wealth management products with stable income in China and obtain profits from interest rate differences. This not only satisfies the purpose of overseas asset allocation, but also obtains the greatest returns.
The second
If you have the purpose of immigrating to Japan in addition to overseas asset allocation, you will also have the purpose of immigrating to Japan in the later stage. Then you set up a company in Japan, engage in real estate investment business, and use 10 million yuan to buy real estate in the name of the company, with an interest rate of 15-2.8%, and the return rate of the full payment is controlled at about 5%, which not only achieves the purpose of overseas asset allocation, but also prepares for the later immigration to Japan.