New Year's Day 2024 is coming, and the new year is about to begin.
It is said that the new year is new, but this year's new atmosphere can't stop the gloomy clouds and bleak ...... in the circle of friends
A few friends got together, and there were too many changes after half a year.
Yes, I'm not wrong, it's not a change, it's a change-
A friend opened a small company, and it was booming during the epidemic, so it was natural to expand the scale: ** rented an office building, hired industry elites with a high salary, and bought himself a suit, similar to Daben Versace and the like. Of course, it is all leveraged by bank loans, because he expects that the future will be good, but there is no but, after the epidemic, the business shrinks rapidly, and it is difficult to recover the only remaining business, and the huge interest of the bank every month quickly makes him a loser, and it is said that the house may be seized by the bank;
A friend is a technical expert, the kind who earns more than 20,000 yuan a month in a third-tier city, and his wife is not far behind. The two felt that they were multi-gold people, so they kept upgrading their housing, just in time for their children to go to school, so they bought a set of standard school district flats, and the down payment was more than one million. The child successfully enrolled in school, and the daughter-in-law also quit her job in order to accompany the school. I never thought that in the first half of this year, I would be laid off. But he still has a large family to support, and a monthly mortgage of nearly 10,000 yuan to repay, and he is almost facing a broken loan;
There is also a friend who was resigned from the middle level of the real estate industry, who made a lot of money in the past few years, but was unwilling to be dismissed, and aimed at the "video editing" industry, in line with the principle of more input and more output, he invested his savings in a stud ......As a result, within half a year, the upstream capital chain broke, and he became the pick-up man of Ponzi's **, and now he is back before liberation overnight, and the whole family's life and mortgage will also become a problem!
Start planning my 2024 job losses, pay cuts, investment failures, ......It seems to have become the main theme of the times, and those who have been beaten have the opportunity to "roll".
But life has to go on, and you can't open the source and can only throttle, so there is almost no argument to reach a consensus, and the new year's active consumption downgrade-
1. Consumption downgrade.
In fact, consumption downgrades are already in progress, such as:
I get a haircut at home, and the clothes are all "value packs" bought by Pinduoduo, the kind that is less than 100 yuan on the whole body;
If the toothpaste can't be squeezed, use scissors to cut the bottom, and it can be used for three or four days
When the dish soap runs out, I fill it with water and shake it, and it is not a big problem to use it for half a month;
The scooter is not washed, or wait for it to rain, or go to the place where the gas is flushed and ......
What is saved is earned, and no one knows who will come first in disaster and tomorrow.
Clothes and bags are all things outside the body, and they are enough to shelter from the wind and rain.
Always remember the teachings of ***: "Save every copper plate ......."”
2. Social downgrading.
People are social animals, and socialization is a necessity for human society, but when you are facing the crisis of "food shortage", socialization should also be downgraded.
1. Don't go to meaningless dinners. Chinese always think that it is good to talk about things at the wine table, and things will be done after eating and drinking, but in fact, friends who drink and meat are never friends, and words after drinking will never be taken seriously. Therefore, the dinner party that was difficult to participate in with the idea of "multiple friends and multiple paths" should be cut.
2. Don't pay for a false name. Many people will have the illusion that when others sing every day at dinner and night, and they always feel sorry for themselves, they will feel that they are "not good", and then they will participate in various social activities in order to make themselves appear "good". Actually, it's not your circle, you are an outsider in what you do, so don't pay for this kind of false name.
3. Stay away from low-level circles. There are many people who regard the dinner as the whole of their lives, and even if they are in debt, they have to "catch up three times at night" - the first restaurant is white, the second is KTV beer, and the third is supper. This kind of circle will constantly consume your life and the money you have, and this kind of society can be "rested"!
3. Employment downgrade.
Stop being picky about the unit, live first.
I always feel like I'm graduating, I always feel like I have the aura of a big company, and at a time when the unemployment rate is already so high that it can't be counted, all these things that you think are useful are useless.
Because, people who are better than you are still looking for jobs, and it will be more and more difficult to find jobs in the future.
1. Live first, as long as there are still companies that want you, as long as the work does not tarnish your personality and break through your bottom line, it is not a shame to get up and talk about it first.
2. Cherish the current unit and boss, in this era, the most rare thing is actually the boss, especially the boss of a private enterprise, they are most likely to be paying you a salary with a loan, and you will fall when he falls. Don't you see, Huawei, Tencent, and Ali are laying off a lot of people?
3. Have an empty bottle mentality, don't think that you are an old qualification, and don't think that you should sit higher and higher, earn more and more, in fact, most people's income will decline sharply after middle age, and it is the norm to be surpassed by younger generations. So, keep an empty bottle mentality and embrace the unexpected!
The new year starts with a voluntary downgrade!
Hold on, stay alive, and you'll win!
As the poet Rilke said, "There is no victory to speak of, and holding on means everything." ”
Let's stand up together and welcome the next bright era!