The use of cash has increased, and mobile phone payments are no longer fragrant
With the popularity of mobile payment, more and more people choose mobile payment as their main payment method. The convenience of mobile payment allows people to make payments anytime and anywhere, freeing up our wallets and wallets. Recently, however, an interesting phenomenon has emerged, with more and more people choosing to pay in cash again. Not only the elderly, but also some young people are starting to pursue it"Cash"。Why is mobile payment suddenly out of fashion?We've found that there are four important reasons to use cash, let's take a look at them together.
First of all, privacy is one of the important reasons to use cash. In some developed countries, people pay more attention to protecting personal privacy and do not want their consumption behavior to be leaked. When you use mobile payment, the payment platform can understand your consumption Xi through transaction records, and if you use cash payment, others will not be able to access your consumption information, and your consumption behavior is protected. For example, if you want to buy some personal items, but you don't want others to know, you can choose to pay in cash to protect your privacy.
Second, using cash at a critical moment can save the day. While we live in the digital age, there are situations where mobile payments can be restricted. For example, remote areas may not have coverage, your phone may be down or out of battery, or your phone may be in arrears. In these emergency situations, if cash is on hand, the problem can be solved urgently. Especially in emergencies such as natural disasters, where local electricity** and internet connections may be disrupted, making it impossible to pay with mobile phones, cash payments can help people buy necessities and solve their immediate needs.
Expansion: Rebuilding the lives of those affected by a disaster is a fundamental task after a disaster. As business premises were damaged and internet services were disrupted, cash payments could help victims buy vital supplies such as food, medicine, and necessities from the rubble, allowing them to return to their normal lives more quickly and gain a sense of security.
Third, you can use cash to control your spending. Nowadays, many young people prefer to pay in cash, which is mainly due to the improper use of mobile payment tools. Some people deposit their wages directly into mobile payment platforms, and because they can't effectively control their consumption, they quickly run out of money, and even have to borrow money from online lending platforms to get by. If you choose to pay in cash, you only need to withdraw the required amount, and the face-to-face transaction process will allow people to feel the authenticity of the money spent, and then monitor their spending. If you find that you spent too much money in the first few days, you can reduce some of your expenses in the following days. In this way, young people can better control their consumption needs and live within their means.
Extension: Cash payment to a person"You can see it and feel it"reminds young people to have self-control when consuming. Compared with mobile phone payment, cash payment makes people cherish every purchase more, so as to develop good consumption Xi. By touching and feeling the flow of money in the process of consumption, young people can make more rational and prudent consumption decisions, reducing unnecessary waste and overconsumption.
Fourth, the use of cash can increase people's happiness. On some occasions, cash payments can bring more happiness. For example, when you attend a relative's wedding, if you give a wad of cash as a gift, it will make a great impression on the couple and make them feel valued. Similarly, red envelopes for the elderly and children, if transferred directly through mobile phones, are more likely to be ignored and forgotten, and it is unlikely to arouse their sense of well-being. On the contrary, if the payment is made in cash, the elderly and children can touch the banknotes with their own hands, feel the physical presence of the gift, and thus gain more happiness.
Extension: Happiness is one of the main goals that people pursue, and cash payments can directly increase people's happiness on some occasions. In addition to weddings, festivals and other important occasions, cash payments can also bring some unexpected and interesting surprises. For example, when performing on the street, you can put money in their hats to directly feel the support and appreciation of the performers, increasing the sense of pleasure and happiness.
Bottom line: More and more people are starting to use cash payments, not because of the general rejection of mobile payments, but for some practical reasons. Cash payments can help protect privacy, provide emergency assistance at critical times, control consumption and improve well-being. The choice of payment method must be decided according to each person's situation and needs, and the flexible use of mobile payment and cash payment can truly meet individual needs and provide better payment methods. Only by constantly adapting and changing can we better enjoy the convenience brought by digital payments.