Blue Medical Insurance Million Medical Insurance is a million medical insurance underwritten by Pacific Insurance Company, which can be guaranteed to be renewed for 20 years and is loved by many consumers. So, how much is Blue Medical Insurance Million Medical Insurance (20 years) a year?Is it expensive?
1. What does Blue Medical Insurance Million Medical Insurance (20 years) cover?
Blue Medical Insurance Million Medical Insurance (20 years) covers as follows:
General hospitalization + special illness hospitalization + critical illness hospitalization: the annual compensation limit is 4 million, the general medical treatment is 2 million years, the total limit is 8 million during the guaranteed renewal period, and the deductible of 10,000 yuan is shared.
Special outpatient clinic: including kidney dialysis, chemoradiotherapy, organ transplantation anti-rejection, outpatient surgery, etc
Pre- and post-hospitalization outpatient and emergency expenses: outpatient and emergency expenses for 30 days before and after hospitalization;
Critical illness care fund: 120 kinds of critical illnesses are diagnosed, and 10,000 yuan will be paid
Proton heavy ion: the insured amount is 4 million, and the proton heavy ion ** cost incurred in Shanghai Proton Heavy Ion Hospital;
Specific drugs (optional): 2 million sum insured, 0 deductible, drugs in the social security catalog;
Value-added services: including expert appointments, expert wards, expert surgeries, secondary diagnosis and treatment, post-hospital care, inpatient advances, ** consultations, etc.
2. How much is Blue Medical Insurance Million Medical Insurance (20 years) a year?Is it expensive?
Blue Medical Insurance Million Medical Insurance (20 years) has excellent protection, so how much does the premium cost a year?
According to the premium calculation, a 30-year-old man who applies for Blue Medical Insurance Million Medical Insurance (20 years) chooses basic liability under the premise of medical insurance, and the first year's premium is 238 yuan. However, if you want good cancer protection, it is recommended to add special drug protection, and the insurance cost for the first year is only 247 yuan, which is very worth buying.
In addition, the premium of Blue Medical Insurance Million Medical Insurance (20 years) can enjoy different discounts if it meets certain conditions. If you have 3 or more family members in the family, you can enjoy a 95% discount on the premium. Moreover, the family members who are insured together can also share the deductible of 10,000 yuan, which greatly reduces the threshold for claims.
3. Summary
In general, Blue Medical Insurance Million Medical Insurance (20 years) can buy a medical reimbursement amount of up to 8 million for a few hundred dollars a year, which is a medical insurance product worth starting