Budget is the time or money needed to plan, and many failures in the world are caused by insufficient budget.
First of all, let's talk about time budget, generally Xi need time budget, how long are you going to do a task, you need to estimate the time in your heart, many people like "quick", in fact, it is the performance of insufficient time budget.
People with enough time budget, he will be very patient, his Xi goal is set for 5 years, as for short-term gains and losses, he doesn't care, for example, the last few days have not been good, want to give up the goal, he knows that this is a normal performance, people's emotions will go up and down, he knows that through the past few days, the mood will get better, back to the normal track.
And there is also a state in the process of learning Xi called the plateau period, the so-called plateau period, that is, there is a period of time when you find that no matter how hard you work can not improve, no matter how serious you feel that there is no progress, impatient people and people who have no budget will give up in advance, it is really a pity, they don't know that the process of learning Xi is actually the process of connecting hundreds of millions of neuronal cells, and the number of repetitions is more, the connection of neurons will be consolidated, and then the habit of Xi will be formed. The author of "Dark Time" found that progress sometimes requires dark time, for example, if you practice a song, you find that there are a lot of unskilled places on the first day of practice, and you come back to practice a week later, and find that the unskilled places have become very proficient, and during the time when you don't practice Xi, the neurons of the brain are still connected, and my own experience is that if you listen to a song too much, you will naturally hum, and sometimes you will think of this song when you walk on the road, which is also the role of neuronal connection.
Therefore, sometimes people who know the concept of "plateau" and those who do not know this concept will make different decisions, and those who know about plateau will continue to wait patiently. People who don't know the plateau period will give up.
Freshman and sophomore students have the most adequate time budget, and they can study hard during Xi this time, such as cultivating writing ** well, writing is a magic skill in my eyes, and after learning, life will be open.
They are not like people who have graduated, they basically have little time to study Xi after working, and many people who can't learn Xi can also explain because the time budget is not enough.
Secondly, look at the money budget, now many people want to start a business, these people are divided into two types:
The first is that the family has money, the money budget is sufficient, and there is a lot of room for trial and error, so the rich second generation entrepreneurship is sometimes very simple, and the loss is only a drop in the bucket.
Second, if you have no money at home, for example, if you only have 200,000, you will bet all 200,000 yuan to open a store and start a business, starting a business is not so simple, once you fail, you will have nothing, the money is gone, and the experience gained from failure is difficult for you to try again. This is the result of a lack of money budget.
In fact, in my heart, the so-called housing loans, all kinds of loans, people with insufficient budgets will take loans, do you still need loans if you have money?Loans are like "eating the grain", using tomorrow's money today, regardless of whether you can earn it tomorrow.
Loans are actually related to consumerism, consumerism is the first popular in the United States, advocating consumption first and payment later, translated as first comfortable and then suffering, people who are consumerist ** slowly recognize this value, but the biggest disadvantage of this value is that the future is uncertain, you use the future money in advance, but you are not sure that you will be able to earn the money you spend in advance in the future, and if you can't earn it, it will become a debt, and if you can't earn it, you will suffer a lot.
How can a person with a sufficient financial budget buy a house and a car?For example, a house is 1 million, he may have 5 million to buy that house, because it cost 1 million, and there is 4 million, it is completely easy, and there is no need to worry about the big changes in the future, I know that most people in China do not agree with my statement, many people support mortgages, and there are only a handful of people who buy houses in full. The underlying value of most house slaves is consumerism, and there are many people who have been trapped by the house for decades.
To sum up, how much ability to do how big, don't do things with insufficient budget, whether it is time or money, the budget is sufficient to win all battles.