Is it better to release 200,000 ICBC or rural credit cooperatives?It turns out that the gap is so big!
Is it better to deposit 200,000 yuan in ICBC or rural credit cooperatives?For this problem, many depositors are more confused, in fact, the difference between the two is relatively large, mainly reflected in the following three points.
First of all, the gap in the size of the bank, ICBC is known as the universe bank in the industry, and the outlets are not only limited to the domestic market, but even abroad, while the rural credit cooperatives are based in the province, in other words, they are often referred to as small local banks, so in terms of bank scale, it is not a qualitative leap at all with ICBC.
The strength and scale of ICBC is one of the six major state-owned banks, and it can also be understood as a national bank, so most of ICBC's business activities can be handled in ICBC outlets across the country, while rural credit cooperatives outside the province cannot handle them in outlets in the province like the same case, so the convenience of management of business activities of rural credit cooperatives is much worse than that of ICBC.
The third is the difference in the degree of capital security, from the perspective of bank deposits in a broad sense, regardless of the size of the bank, it is basically safe, but from a deep point of view, small banks are more likely to have accidents, whether it is the degree of activity or the ability to resist risks, small banks are worse, so large amounts of funds are safer to deposit in large banks.
To sum up, there is still a considerable gap between depositing 200,000 yuan and putting it into ICBC and rural credit cooperatives, which is mainly reflected in the three points mentioned above, one is the gap in the scale of the bank, the second is the gap in the convenience of business, and the third is the gap in the safety and reliability of funds