With the progress of medical technology and the improvement of people's living standards, the rapid acceleration of the aging society, a variety of chronic diseases have gradually become the biggest public health problems of our people, and the number of common chronic diseases such as hypertension and diabetes is as high as hundreds of millions or even hundreds of millions, and the extremely high incidence rate seriously endangers the health of our people. With the existing medical technology and drug research and development capabilities, there is no way to completely treat these chronic diseases, and the development of the disease can only be controlled through long-term medication or long-term treatment, so that patients with chronic diseases can achieve the same quality of life and life expectancy as healthy residents.
The management of chronic diseases has become a widespread problem. In order to facilitate the long-term control of patients with chronic diseases, in the past few years, the National Health Commission has introduced a long-term prescription system, which has added the content of allowing long-term prescriptions for patients with long-term stable chronic diseases on the basis of the original prescription system. This policy allows doctors to prescribe up to three months at a time, so that patients who have been taking drugs for a long time and have relatively stable disease control do not need to seek medical attention frequently, and at the same time, it also reduces the pressure on medical resources, and does not occupy high-quality medical resources due to frequent prescriptions.
However, for many people with chronic diseases, long prescriptions, while convenient, still have some problems. One of the most prominent issues is the cost of purchasing medicines. Because patients with chronic diseases need to take medication for a long time, and many patients with chronic diseases even need to take medication for life, taking medication every day, so the cost of drugs has become a heavy burden for them. In particular, patients with chronic diseases are more likely to have various complications than other healthy groups, and their labor capacity has decreased.
The original medical insurance policy had strict regulations on the medication of patients with chronic diseases, and each drug purchase should not exceed 1 month, and patients should bear the relevant costs for more than 1 month. After the National Health Commission issued the relevant policy on long prescriptions, insured persons with chronic diseases and need long-term medication can purchase drugs for 3 months at a time, and can enjoy medical insurance reimbursement during this period. The introduction of this policy not only reduces the financial pressure of patients, but also improves their quality of life. The change in the medical insurance policy not only makes it convenient for patients, but also saves a lot of money for patients.
So, how to apply for long-term prescription medical insurance reimbursement for chronic diseases? Actually, the application method is very simple. First of all, the patient needs to go to a designated medical institution for diagnosis and filing. After being diagnosed with a chronic disease in a medical institution at or above the second level in the overall planning area, it is necessary to submit relevant case materials and apply for a chronic disease filing at the medical insurance department of the hospital or to the medical insurance bureau; After passing, the medical insurance department will register on the medical insurance information platform, and when you seek medical treatment in the hospital after registration, you can directly enjoy the medical insurance reimbursement policy when you settle at the medical insurance window, and you only need to pay the remaining money after the medical insurance reimbursement.
Depending on the patient's condition and medication, the doctor will prescribe the medication for three months at a time. The patient can then take the prescription and pay for it at the window after picking up the medicine and show the health insurance card at the time of purchase. Finally, at the time of settlement, the reimbursement will be automatically deducted, and the patient only needs to pay the remaining expenses. It is important to note that the reimbursement policy for long-term prescriptions for chronic diseases may vary in different regions. Therefore, patients should learn more about local policies and procedures before applying. At the same time, when purchasing drugs, it is also necessary to pay attention to the quality and safety of drugs.
In short, the introduction of the long-term prescription medical insurance reimbursement policy for chronic diseases has brought great convenience and benefits to patients with chronic diseases. Through this policy, patients can manage their condition more conveniently, while also reducing the financial pressure and burden of life. It is hoped that this policy can be further promoted and improved in the future to provide better ** and management services for more patients with chronic diseases. In addition, the burden of chronic disease medication is huge, and it is hoped that the medical insurance department can continue to deepen the reform and continue to promote the centralized procurement of medical insurance, so as to better reduce the burden on patients with chronic diseases.