A copy of the real estate certificate is the legal proof of the ownership of the house, and is the necessary basis for the transaction behavior of the house, such as housing transactions, rentals, mortgages, etc. Therefore, it is risky to provide a copy of the title deed to others, and the following points need to be noted:
Disclosure of personal information: The copy of the real estate certificate contains the name, ID number, address, area of the house, property rights and other information of the house owner, if it is obtained by criminals, it may be used for fraud, malicious registration and other behaviors, resulting in personal information leakage and property loss.
Transaction risk: If a copy of the real estate deed is provided to an intermediary or a stranger, it may be used for false transactions, fraud, etc., resulting in property loss for the homeowner. Therefore, when providing a copy of the real estate certificate, be sure to choose a formal, reputable intermediary or individual.
Mortgage risk: If a copy of the title deed is provided to a bank or other financial institution for a mortgage loan, it may be used for malicious loans, fraud, etc., resulting in property loss for the homeowner. Therefore, when applying for a mortgage, be sure to choose a regular, reputable bank or other financial institution.
Rental risk: If a copy of the property ownership certificate is provided to the tenant, it may be used for illegal subletting, malicious rent arrears, etc., resulting in property loss for the owner of the house. Therefore, when renting out a property, be sure to sign a formal lease contract with the tenant and keep the original lease contract.
Custody responsibility: If you provide a copy of the title deed to another person, be sure to clarify the custody responsibility. In case of loss or damage, it is necessary to contact the relevant departments in time and go through the loss report or replacement procedures to avoid unnecessary losses.
In short, there is a certain risk of providing a copy of the real estate certificate to others, and you need to pay attention to protecting personal privacy and property security. When providing a copy of the real estate certificate, be sure to choose a formal, reputable intermediary or individual, and clarify the responsibility for safekeeping. At the same time, it is also necessary to strengthen its own security awareness and not easily disclose personal information and property information.
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