First, how to calculate how much pension you can get?
Monthly pension standard = personal account pension + basic pension.
Among them: personal account pension = (your personal contributions over the years + subsidies + bank interest) total 139.
Second, the composition and calculation of the retirement pension of the insured personnel of the enterprise
Insured persons who meet the retirement conditions shall be paid basic pensions on a monthly basis by banks and other institutions entrusted by the social insurance agency from the month following the retirement time approved by the human resources and social security department. The basic pension consists of a basic pension and a pension in a personal account:
1) The basic pension is based on the average monthly salary of the employed persons in the urban units of the province and the average indexed monthly salary of the person in the province in the previous year of retirement, and 1% will be paid for every full year of payment (the number of months of payment for less than one year is converted into years);
2) The personal account pension is determined according to the cumulative savings amount of the personal account divided by the number of months of national uniformity.
The personal account pension shall be paid from the personal account in accordance with the provisions of the state, and the personal account shall continue to be paid from the basic pension insurance in accordance with the original standard after the personal account is paid.
Insured persons who participated in the work before December 31, 1995, retired after the implementation of these provisions, on the basis of the basic pension and personal account pension, and then issued a transitional pension, and the transitional pension is calculated according to the salary and payment period before the end of 1995, and then divided by 120 on a monthly basis.
Third, the process of verification and handling of basic pension benefits
Handling department: comprehensive window of community convenience service hall.
Acceptance: Residents aged 60 or older.
Required materials: ID card, social security card, household registration page, 3 1-inch blue background**.
Result: The pension applied for in the month following the applicant's birthday of the year after being approved will be received for the first time.
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