The New Year's Day holiday is coming, and the pre-holiday treasury bond reverse repurchase "red envelope" is also officially opened!This Thursday (December 28) is the best time to operate the reverse repo of 1-day treasury bonds. Investors only need to invest in 1-day treasury bond reverse repo on the same day to earn 4 days of interest, and do not delay the ** transaction.
At the end of each year, the yield of reverse repo of treasury bonds often rises, and this has also happened recently. As of December 26**, the annualized yields of 3-day, 4-day, and 7-day reverse repo varieties of treasury bonds all exceeded 5%.
Earn interest for 4 days in 1 day
Combined with the New Year's Day holiday arrangement, the best "boarding time" for operating a one-day treasury bond reverse repo is December 28. Sell 1-day treasury bond reverse repo (you can place an order within half an hour after the intraday and **, and the funds are available before the market on the next trading day), you can enjoy 4 days of interest, the funds are available on December 29, and the funds can be withdrawn on January 2.
It should be noted that this Friday (December 29) is the last trading day before the New Year's Day holiday, and if you sell treasury bonds reverse repo at this time, investors will not enjoy holiday income.
The annualized yield of reverse repo on Treasury bonds moved higher
The eve of the holiday is often a good time to do reverse repo of treasury bonds. As the end of the month, the end of the quarter, and the holidays approach, the demand for funds has increased, pushing the reverse repo yield of treasury bonds upward.
Recently, the reverse repo of treasury bonds in Shanghai and ** has all risen, whether it is 1-day, 2-day, 3-day, 4-day or 7-day varieties, the annualized yield has collectively risen. Taking the annualized rate of return of reverse repo of Shanghai treasury bonds as an example, as of December 26**, the annualized yield of "GC001" was close to 3%, and the annualized yield of "GC003", "GC004" and "GC007" were all more than 5%.
It should be noted that although the yield of the reverse repo of treasury bonds changes in real time like **, the actual interest calculation is calculated according to the moment of sale. For example, the 1-day reverse repo yield of treasury bonds in the Shanghai Stock Exchange suddenly soared to 4%, and investors can enjoy a yield of 4% by selling the reverse repo of treasury bonds at this moment, even if the yield falls back to 3% at the first time, it has no impact on the final income of investors.
In addition, due to the large changes in the interest rate of the reverse repo of treasury bonds in one day, it is impossible for investors to guarantee that they will buy the higher interest rate of the day at one time, and placing orders in batches can avoid this problem. Especially for investors with a large amount of funds, placing orders in batches can capture the higher interest rate of the day with a high probability. Investors should be reminded that, generally speaking, after 3 p.m., the reverse repo rate of treasury bonds will mostly "dive".
*: Shanghai ** newspaper Sun Yue.