On January 9, according to wind data, a total of 137 new products were established in the bank wealth management market, of which 80 were issued by banking institutions and 57 were issued by wealth management companies. Among them, CCB Wealth Management has the largest number of products issued, and a total of 6 products have been newly established, including the 264th, 282nd, 225th, 277th, 236th, and 226th issues of CCB Wealth Management Ruixin in 2023.
From the perspective of operation mode, 123 are only closed-end net worth, 9 are open-end net worth, and 5 are closed-end non-net worth. The five non-net-worth products are "BOC Stable Wealth Management Plan Wisdom 241094", "BOC Stable Wealth Management Plan 241037", "BOC Stable Wealth Management Plan Wisdom 241110", "BOC Stable Wealth Management Plan Wisdom 241104" issued by Bank of China and "Hengyu Gold Wealth Management Fengli 2024 Issue 1" issued by Hengfeng Bank.
From the perspective of term type, 6-12 months (inclusive) and 3-6 months (inclusive) wealth management products are the most, with 50 and 48 established respectively, followed by 27 products with a term of 1-3 years (inclusive).
From the perspective of investment types, 137 wealth management products are all fixed income, of which 11 are classified as third-class (medium risk is only second-level (medium and low risk), and another 5 are classified as first-level (low-risk), namely "BOCOM Wealth Management Stable Cash Profit (Preferential Version) No. 5H", "Minsheng Wealth Management Daily Profit Increase No. 52", "CNCBI Wealth Management Anyingxiang Fixed Income Stable Benefit Three-month Closed No. 63", "CMB Wealth Management Zhaorui and Dinggao Rating No. 201", "Post-Bank Wealth Huinong Hongyun 2023 No. 45" 。
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