In view of the serious problem of population aging and the gradual decline in the birth rate of newborns, the Ministry of Human Resources and Social Security and local financial control departments have launched relevant reform policies to change the relevant age of retirement.There is a big gap between the benefits paid to retired employees of enterprises and retired employees of government agencies and institutions, and the reform of the pension system of government organs and institutions has been going on for more than 10 years.
According to the relevant reform policies promulgated by the Ministry of Human Resources and Social Security, the new provisions on the reform of the dual-track pension system will be implemented in the future, and the reform plan is expected to be gradually implemented in October 2024.
According to the relevant reform regulations promulgated by the Ministry of Human Resources and Social Security, since 1992, China has implemented the dual-track pension system, which mainly refers to the payment of pension insurance by enterprises and employees themselves according to certain standards.
China is a big country in the world, with the aging of the country increasingly prominent, from 2014 began to gradually adjust the system and amount of pension payment of government agencies, that is, the plan to go through a 10-year transition period, is expected to be issued in September 2024, after which the single-track pension amount will be implemented.
The change of dual-track merger is mainly paid by enterprises and individuals jointly by the pension insurance, which may increase the amount of retirement obtained after retirement, according to the title and length of service of the in-service position, the current retirement pension that enterprise employees can receive on a monthly basis refers to the amount of pension insurance paid by the enterprise + the amount of individual payment is 20% of the 30% of the post, with the implementation of the merger system by the Ministry of Human Resources and Social Security, the amount of pension payment should be gradually increased. The proportion of retirees received by government agencies and enterprises should be consistent with the implementation of the merger mechanism.
After the retirement of government agencies and institutions, the pension obtained should be lower than the present, and the pension received by the employees of the government institutions after retirement is 8 9 percent of the company's employment, plus the calculation of various seniority pensions is even higher than the on-the-job salary.
After the merger of the pension system, the unified calculation of the pension proportion is less than the pension received by the in-service employees of the institutions and institutions is less than expected, the state promulgated this policy is mainly to ensure social fairness to make macroeconomic control, not a short-term implementation of the reform system, the implementation of the pension system has a 10-year transition period, in accordance with the implementation of delayed retirement related policies belong to the principle of paying more and getting less work, and the specific implementation.
The pension system of double violation parallel system, the ultimate benefit is the government institutions, the insurance paid by the in-service employees of the institutions and institutions, the economic pressure is greatly reduced, followed by the state-owned enterprises and private enterprises due to the merger of the amount of pension insurance paid has increased, so the proportion of enterprises need to pay will increase, can enhance the economic pressure of in-service employees.
From a long-term perspective, the development and implementation of the merger system has narrowed the pension gap between employees of enterprises and government institutions, and to a certain extent, it can ensure social fairness and social stability.