Is it "wise" or "stupid" to sell a home now? Insiders reveal the answers
The real estate market has always been a matter of great concern, both in the past and in the present. Since the outbreak of the public health incident, the real estate sector has been greatly impacted, and the prices of buildings in many areas have been greatly increased. In this case, some owners who own a variety of properties choose ** properties in order to reduce their losses.
This has sparked a debate about the choice of ** house in the current market context"Sensible"Still"Not wise"of the Broad Discussion. Since there are many aspects to this question, the experts have analyzed it in depth and revealed the answer.
i.Reasons for the decline in the real estate sector.
According to relevant data, the area of commercial housing sales in China fell by about 10% last year compared with previous years. According to industry experts**, the sales area of commercial housing in the next two years may only be 1 billion to 1.2 billion square meters. It can be seen that the downturn in the real estate market has become the general trend, and the reasons for this phenomenon are also multifaceted.
First of all, from the perspective of home buyers, although the price of real estate has fallen at present, it is still unattainable for the vast majority of people, and they have to borrow money to buy the property, and it is a loan for several decades. However, after the public health incident, the employment environment in our country is not good, and many people are unemployed or have their salaries cut.
In addition, it is now implemented in China"Housing is not speculation"policy, the previous speculators did not dare to sell easily, and even chose to sell the house, so many people did not dare to buy a house easily, in this case there is no demand, and the housing transaction volume will naturally decrease.
Secondly, from the perspective of real estate companies, their funds are also limited, and if they want to buy land to build houses, they have to borrow from banks. In the past, as long as there were real estate installments, there would be a large number of buyers to buy them, and the profits of real estate companies would not have to be worried.
But these days, fewer people are buying properties, and developers' profit margins are much lower than before. In this case, the flow of funds for real estate companies is hampered, with some developers continuing to build or delaying delivery, while others simply choose to leave the property unfinished.
In the face of the frequent unfinished phenomenon, ordinary people dare not easily trust the property company, let alone invest hundreds of thousands of yuan to buy off-plan housing. In the face of this situation, many property companies have started to recoup existing houses in order to be able to return funds in time, but the effect is not ideal.
Finally, the construction of affordable housing. The construction of affordable housing has always been the focus of attention in China. According to relevant data, in the past 10 years, China has invested a total of 148 trillion yuan for the construction of various types of affordable housing, and the renovation of more than 59 million slum resettlement houses, so that 1More than 400 million people have a new home.
In this case, some people may still choose to buy a house, but once they have a home, they will not consider buying a new house, which will undoubtedly have a certain impact on the real estate market.
ii.The stupidity or wisdom of selling a house.
In the current conditions of the real estate market, it would be unwise or wise to choose a property now, perhaps the vast majority of people would consider it wise. But in reality, the answer varies from person to person, and the key lies in the city where the property is located.
Although it is a fact that the property market is now falling, overall, housing prices are still high, especially in first- and second-tier cities, which still have a great advantage due to the rapid economic development. As for the third and fourth-tier cities, there is a gap in economic development, a large loss of population, a decrease in demand for housing purchases, and housing prices may be **.
Therefore, if the property is in a third- or fourth-tier city, then it may be a wise choice to choose **, so that after holding a certain deposit, you can also invest in other projects to drive value-added projects, such as the upper hand policy of the foreign trade economy, in the name of 1% of the sales profit per 30-day cycle. But if it is a real estate in a first- or second-tier city, with a better location and more complete supporting facilities, then it may be a stupid choice to choose**.
In conclusion, depending on the current situation, it may be wise to choose a house now, but it may also be unwise. However, before making any decisions, everyone should be thoughtful and fully understand the market situation to avoid unnecessary risks and losses and maximize the achievement of financial goals.