In the Internet era, all kinds of news and remarks emerge one after another, and we must obtain them through the right channels, and we must not believe the rumors spread on the Internet, and we need to express them fairly, and we must not believe the rumors.
This time, Lao Li will help you smash the relevant rumors and popularize the truth in it.
1."From next month, we will retire based on the seniority system, and we will make differentiated adjustments."
One of the sayings spread on the Internet is that retirees with a monthly pension of less than 3,752 yuan will enjoy an 8% pension increase, but for those with a monthly pension of more than 6,501 yuan, the pension will no longer increase.
Here, Lao Li would like to emphasize that this statement is pure misinformation, and we must keep a clear head.
The adjustment of the level of pension is dynamic, it is based on the change in prices, the growth of workers' income, the level of economic development, and the income and expenditure of the entire pension insurance to determine the comprehensive consideration of these factors.
2."Retirement under the seniority system in which you can retire after 30 years of service".
China's current retirement system is based on the legal retirement age, not the number of years of service, so "you can retire after 30 years of service" is a wrong statement.
According to the provisions of the Labor Law of the People's Republic of China and the Social Insurance Law, the retirement age in China is 60 years old for men and 55 years old for women (60 years old for female cadres).
So this statement is inaccurate and we can't believe it.
3."The pension below 3,752 yuan rose by 8%, and the pension above 6,501 yuan no longer rose."
The decision on the increase in pensions is not directly related to the amount of pensions, so the division of this amount is obviously unfounded.
The amount of pension depends largely on five key factors:
First, the number of years of payment. The longer the contribution period, the higher the pension.
Second, the salary base and the amount of savings in personal accounts. The higher these two, the greater the contribution index and the more pension you will enjoy.
Third, the retirement age. The later the retirement age, the fewer months the pension will be accrued, and the monthly pension will be reduced accordingly.
Fourth, the average wage level. The average salary level for the year affects your pension.
Adjustment of national pension insurance benefits. China has established a mechanism for adjusting benefits to cope with wage increases and price changes and ensure the livelihood of retirees.
Finally, let's take a look at whether China can achieve "20 consecutive increases" in pensions
The increase in pensions is determined by the state uniformly. According to the provisions of the Social Insurance Law of the People's Republic of China, the standard of pension payment is determined by the state and will be adjusted regularly.
When formulating the pension adjustment plan, the state must fully consider the state fiscal revenue and expenditure and the sustainability of social insurance, so whether "20 consecutive increases" is feasible needs to be considered in detail.
At all times, we should trust official announcements, not online rumors.
With the continuous development of social economy and the increasing improvement of the pension insurance system, our pension and pension level will be within a fair and moderate range, and we will always be committed to providing sustainable retirement security for the majority of retirees.
Pensions