The latest pension policy adjustment, there are 3 categories of people or will not be able to enjoy, do you understand?
As an important guarantee for the life of the elderly, pension is related to the well-being of thousands of households. However, China's pension system is facing serious challenges: the aging population has led to increased pressure on pension expenditures, and the low social pension replacement rate has led to a decline in the living standards of many retirees. In order to solve this problem, China's finance department has recently adjusted the pension adjustment ratio and stipulated that three categories of people will not be eligible for retirement benefits.
In recent years, pension adjustments have declined due to increased economic burdens, the emergence of inequalities, and rising inflationary pressures. Of these, there are three categories of people who will not be able to benefit from the increase in the pension adjustment ratio.
The first group of people is those who receive their pensions in advance. According to the country's pension regulations, the statutory retirement age is 60 for men and 50 for women;The legal retirement age for women is 55 years. Pensioners must be of legal age and have paid social insurance contributions for 15 years to be eligible for a retirement pension. However, it is illegal for some employees to receive a pension in advance for various reasons, or to make a lump sum additional social insurance contribution to obtain a pension before retirement. Therefore, from 2023, workers who receive pensions in advance and make one-time contributions to social security will have their rights terminated and their pensions will be officially frozen.
The second group of people are those who disappear due to illness and are unable to receive a pension. As we grow older, many people suffer from various occupational diseases, such as Alzheimer's disease. In this case, they may go missing and not be able to receive a pension. According to the law, if a pensioner goes missing due to illness, his children and spouse cannot receive a pension on their behalf. While the missing elderly are entitled to a pension for 6 months after being declared missing, if they are not found within this period, the pension of the elderly will be officially frozen.
The third group of people is those who receive a double pension. Since pension insurance has not yet been fully interconnected across the country, it has been common for the same person to receive two pensions in the past. However, now the national pension insurance network has been very developed, and the requirements for repeat pensioners are more standardized. If it is found that someone is receiving a duplicate pension, their pension will be frozen and they will be obliged to refund the overpayment.
The decline in the pension adjustment ratio is based on the financial pressure, social injustice and inflationary pressure faced by our country. **It is hoped that through reasonable adjustment of pension benefits, the sustainable development of the pension insurance system will be ensured and the basic living needs of the elderly will be guaranteed. Although the increase in the pension adjustment ratio will not benefit some people, this policy will make the distribution of resources more equitable and promote social stability and development.
Pension is the guarantee for the elderly to enjoy their old age, and a reasonable pension policy must be provided to meet the needs of the elderly. The purpose of reducing the pension adjustment ratio is to ensure the sustainability of the pension system and promote the fair and stable development of society. Through the reform of the pension system, we will realize fair and reasonable pension rights and interests, and create a better life for the elderly in their old age.
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