Xinhua News Agency, Beijing, December 22 (Xinhua) -- The Economic Information Daily published an article on December 22 titled "Expanding the Expansion of "New" Scenarios and Accelerating the Pilot of Digital Yuan. According to the article, a few days ago, the digital yuan APP was once again "new", providing more convenient services for modifying mobile phone numbers, reporting loss and unhanging, and resetting passwords on the basis of ensuring security. Users only need to "one-click operation" to change the mobile phone number of the e-CNY APP account and wallet simultaneously.
Recently, with the acceleration of the e-CNY pilot, the e-CNY app user service system has been continuously improved and upgraded. It is reported that the list of banks that support binding debit cards in the digital yuan app has been expanded again, with 9 new banks, and a total of 60 banks that can be bound so far.
The reporter observed that since the beginning of this year, the application functions and usage scenarios of digital yuan have been continuously expanded, and the user experience has been continuously upgraded. For example, a number of SIM card hard wallets, bracelet hard wallets and other products have been unveiled, supporting "touch and touch" payment, taking subway buses and renting power banks without network and electricityThe digital yuan app is available for living payment and mobile phone recharge, and the payment of water, electricity, gas, heating, fixed-line broadband, cable TV and other fees is readily available. In addition, many application scenarios such as salary payment, party fee payment, scholarship distribution, and supermarket shopping are also accelerating coverage.
Now I usually choose to pay with digital yuan when ordering takeout, which is not only convenient, but also has a discount every time!Xiao Li, who lives and works in Beijing, told reporters. The reporter noted that up to now, there are 145 merchant platforms that have been connected to the "wallet quick payment management" column of the digital yuan app, covering multiple scenarios such as shopping, travel, life, and tourism.
Judging from the pilot promotion across the country, the scope of the e-RMB pilot has been expanded to 26 regions in 17 provinces. It is worth noting that with the arrival of the peak consumption season at the end of the year, the promotion measures related to digital yuan in various places are constantly intensifying, and there are many bright spots. Many places have further broadened the use scenarios of e-RMB by issuing consumption vouchers through joint e-commerce platforms and creating exclusive special activities with merchants in joint business districts, and used "real money**" to stimulate consumption vitality.
The reporter learned that December 2023 is the digital yuan publicity month in Hebei Province, and the Hebei Branch of the People's Bank of China began to issue 20 million yuan of digital yuan red envelopes in two phases on December 18, and eligible users can receive up to 200 yuan;The "Double 12 Suzhou Shopping Festival" exclusive digital RMB red envelopes have recently opened collection channels on Alipay, JD.com, Meituan, and Vipshop, covering far more consumption scenarios than in previous yearsGulou District, Fuzhou City, has created a "New Year's Eve Shopping Series - 'Dongcheng Xijiao' Digital Currency Demonstration Business District to Promote Consumption", and issued digital RMB consumption vouchers for three consecutive weeks from December 15 to December 31.
In addition to the increasing number of domestic application scenarios, e-CNY has also ushered in new breakthroughs in cross-border payments this year. Dong Ximiao, chief researcher of Zhaolian, said that the Monetary Authority of Singapore and the People's Bank of China recently launched a pilot to allow tourists from both countries to use digital yuan to spend tourism in Singapore and ChinaThe multilateral central bank digital currency bridge project jointly launched by the People's Bank of China and the Hong Kong Monetary Authority, the Bank of Thailand and the Central Bank of the United Arab Emirates has also made positive progress, and cross-border payment cooperation will become an important development trend.
Central bank digital currency is the inevitable result of the continuous evolution of the monetary system and the practical need of the development of China's digital economy. In order to promote the pilot promotion of digital yuan, Dong Ximiao suggested that first, it is necessary to establish a comprehensive supervision framework for digital yuan and maintain the legal status of digital yuan;Second, it is necessary to participate in the global governance of digital finance and increase China's voiceThird, it is necessary to accelerate the realization of multi-scenario coverage and expand multi-functional applicationsFourth, it is necessary to strengthen user data protection from the technical and institutional levels to ensure privacy security. (Reporter Li Yuyou).